Archive for the ‘Uncategorized’ Category

Why You Should Have Auto Repair Tools in Your Car

Having basic auto repair tools can really be nice when your car starts to have car troubles. Having some repair tools can save you from having to run to your local Utah auto repair garage. You don’t want to have to run to a Utah auto shop for every single mechanical problem that goes on with your car.

Be sure to carry auto repair tools in your car with you whenever you drive. As discussed in a previous article, major car repairs may be saved by keeping up with the general maintenance of your car. Yet, even doing that does not guarantee that your car will never break down.

It is inevitable that your car will need some minor repairs every so often. Even when they are cared after very well, cars will need some mechanical work done. However, keeping good care of your car and bringing it in to your local Utah auto shops to replace oil and other maintenance checks will make it more plausible that you can save money when your car does have smaller issues because you will be able to do the repairs on your own.

You can usually find a good set of auto tools at most Utah auto stores. Stores that deal with car accessories are always a good place to look for auto repair tools. A lot of supermarkets are also selling auto repair tools.

Basic tool kits will allow you to do basic mechanical repairs yourself. Before trying to repair anything on your car yourself, you need to make sure you have a basic knowledge of car repairs. Local classes, online tutorials, and basic videos are a good place to start when studying how to do repairs on your car.

Some procedures should never be tried by a novice. For example, you would never want to try to replace a broken clutch by yourself. The type of repairs that novice car owners can easily do are things such as replacements on spark plugs or fuel filters.

When you buy a basic auto repair tool kit it should have some form of tutorial included with it. Tutorials will help you understand the tools and their uses. The more detailed the tutorial, the better.

You can ask your Utah auto repair technicians what tools are the best to have for basic maintenance work. Most will tell you the need for jumper cables, screwdrivers, set of wrenches, thick gloves, and breaker bars. When you go in to talk to your technician, compare the pricing between their basic auto repair tool kits and others you can find online or at the supermarkets.

Master Muffler is Utah’s leading muffler, brake and auto repair shop, and has 13 locations from Brigham City to Provo. Visit or call one of their locations for a free quote on how to improve your miles per gallon up to 30% for your car, truck or van. Visit their website at http://www.mastermuffler.net.

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How To Cook The Best Steak In The World

Every person likes their steak cooked a different way, so throughout this article I will make sure that I cover each possible different way so that you will always get the best result for yourself or whoever you cook for.

There are several different cuts of beef that will make a great steak, and there are also many grades of beef to consider, depending on what the cow was fed on the farm, so your first step is to choose which one you would prefer. The choices include rump, scotch fillet, porterhouse, eye fillet and T-bone as the main premium cuts generally eaten. The beef’s grading will come down largely to marbling and maturity of the meat. There is a debate as to which is better out of grain-fed and grass-fed cattle, and really the answer is grass-fed beef is healthier for you as it is the most natural form of the cattle, while grain-fed beef will have a lot more marbling and flavour, so I will leave that choice up to you which way you want to go. As for maturity, I recommend finding a butcher that will hang your meat for quite a long time in their meat locker before carving it, I have found that 27 days is ideal. This will help tenderize the meat by having it stretched out and relaxing the muscles, to give you the best possible final result.

The rump and porterhouse are firmer cuts, and the rump in particular can be a bit tougher and chewier than the rest, and you will find a strip of fat at the top of each of these steaks, which will help flavour and tenderize the steak during the cooking process. Both these cuts I would recommend eating rare to medium-rare (I will discuss steak doneness a little later).

Meanwhile the scotch fillet will come very nicely marbled with fat throughout, and can usually be distinguished by a C-shaped piece of fat close to one side. Due to the marbling it will be very tender and full of flavour (however if you’re on a diet it may be one to avoid for now), and I recommend eating it medium-rare to medium.

The eye fillet is the most tender cut of beef, and will normally be free of fat, although this also means you may need to do something extra to add some flavour to it, the most popular way being to wrap bacon around it during cooking, so the fatty flavours of the bacon are absorbed by the steak. This is my personal favourite steak, and is best eaten medium-rare to medium.

Lastly we come to the T-bone, which has both the eye fillet and porterhouse on either side of the bone, and will get its flavour from the strip of fat on the outside of the porterhouse. I recommend eating the T-bone rare to medium-rare, though it can be tricky to cook evenly due to the bone in the middle.

Once you’ve decided which cut of steak you will be eating, you need to work out how big a piece of meat you want. A normal-sized steak is generally around 300g for a good-sized meal, however it could range anywhere from 150g up to 1kg and even more! The size of your steak will become important later when you want to cook it to a particular doneness. For example, two different rump steaks could quite easily weigh the same amount, yet be completely different shapes, sometimes they can be wide and flat, and sometimes short and thick, depending on what part of the rump the steak was cut from. Choosing the size of your steak and the shape go hand-in-hand, it’s best to have a thicker steak for a rare or medium-rare steak, and when you want a medium-well or above thinner is better. This is so it doesn’t take a long time for you to cook, and you can still have a juicy steak without burning the outside.

Now let’s just get away from the steak for a minute and think about what you’re actually going to cook it on. Ideally you should have a chargrill, one that sits on an angle, and has enough space underneath the flame to have a tray that you can put a small piece of wood on. What I personally prefer is mesquite wood, which comes from the USA, and the best thing to do is to soak it in water for a couple of hours before cooking. This will help the wood give off its smoky flavour rather than just burn away, and it will also last longer, usually for at least a couple of hours.

I mentioned earlier that if possible your grill should be built on an angle, sloping up towards the back. As you know, heat rises, so naturally you should find the hottest part of your grill at the back, and get slightly cooler closer to the front. Most grills and hotplates in general will have certain “hotspots” that you will need to find for each one to work out the bests places to position your food when cooking. Once you’ve used a particular grill a couple of times you should find it quite easy to figure out your favourite spots to cook on. The combination of knowing where your “hotspots” are and using an angled grill will make it easier to find the best position to cook your steak. If you don’t have a chargrill to use and you have a flatgrill or a hotplate instead, I would recommend not cooking your steak entirely through on the hotplate, particularly for medium or above, seal it on both sides then place your steak on a tray and finish it off in an oven. Otherwise all you will do is burn the outside and lose all the moisture and juiciness from your meat.

The other element to consider is how you would like your steak cooked. In general, a well-done steak should be placed at the back, a medium steak in the middle of the grill, and a rare steak at the front. Obviously, this leaves medium-rare between the front and middle, and the medium-well between the middle and the back. In some situations you will need to adjust this slightly depending on the size and shape of your steak, a big, thick rump may need to be pushed a bit further up the grill to cook properly, while a thin and flat porterhouse might be best kept a little closer to the front to avoid overcooking. Your steak positioning will come down largely to personal preference and a bit of practice and experience with your grill.

Now that you should have worked out where on the grill you will place your steak, you’re almost ready to start cooking! What you need to consider now is how you will season your steak. You may not want any seasoning, that’s fine, go right ahead and start cooking. If you wish to use salt and pepper, I would suggest waiting until one side of your steak has been sealed before sprinkling any on, as salt has the tendency to leech out some of the moisture from your meat. My preferred method of seasoning is to get a really good steak seasoning spice and generously cover both sides before placing your steak on the grill. When you do place your steak on the grill, if you are going to have a rump or a porterhouse, make sure you place the strip of fat at the top, so as it cooks the fat will melt and drip through the steak, adding extra flavour to your meat.

The process of actually cooking your steak is quite simple, but there are a few key things you need to know to get the best result. Firstly, the advantage of using the chargrill means you can have nice cross-markings on your steak when it’s finished, which looks fantastic for presentation. To achieve this, your steak will need to be turned three times, the first time straight over itself, then on the second turn spin it around 90 degrees so the lines from the grill will cross over each other and make little brown squares all over the steak, and then the third and final turn will be straight over itself again. When you’re finished the steak should have cross-markings on both sides, and you can choose whichever side looks best to serve facing up.

What you should find if you have got the grill positioning right for your preferred doneness, 3-4 minutes in between each turn should have your steak turn out just the way you like it! (If you are cooking your steak bleu, you only need to cook it for 3 minutes on each side in total, just enough to seal each side basically).

This is just a guide to work by only, as each grill will produce slightly different results, but definitely the most important stage of cooking your steak is knowing when it is at the exact doneness you would like. This can sometimes be a little tricky, but there are a couple of methods for testing your steak without needing to cut into it. The best method to use when you’re just starting to learn would be what I call the “thumb test”. Hold your left hand out open and relaxed, and press the flesh of your left thumb with your right index finger. It should feel quite soft, and this is how a rare steak should feel when you press it with your finger.

Now lightly touch your left thumb to your left index finger, and press the flesh of your thumb with your right index finger. This is how a medium-rare steak should feel when it’s ready. Next, lightly touch your left thumb to your left middle finger, and pressing the flesh of your left thumb will feel like a medium steak when it’s ready.

Touching your left thumb to your left ring finger will make the flesh of your left thumb feel like a medium-well steak, and touching the left thumb to your left little finger will make the flesh of your thumb feel like a well-done steak. Try this out as a guide to get you started, and as with all things, practice and experience will help you hone your ability and instincts to know just when your steak is cooked to perfection! And just as importantly, make sure you get feedback from every person that you cook a steak for, this will make your progress go much faster. As they say, “feedback is the breakfast of champions!”

Another method to use, which can be a little bit sneaky, is if you can see into the middle of the steak at the edges to see what colour the middle looks like. This works really well for a scotch fillet, as you can gently pull away part of the meat right where the C-shaped piece of fat is without damaging your steak, and see if the inside is red, pink or grey.

Now I will explain to you each doneness, so you can work out how you would like to cook it and so you know what to look for when it is finished.

I will start with bleu, which is basically just sealed, is still very red in the middle, quite mushy to the touch, and will feel a little cool inside, only slightly warmed.

Rare is red in the middle from edge to edge, a little mushy, and will just feel warm inside. Medium-rare is red in the middle and pink at the edges, and will feel warm inside. Medium is pink in the middle from edge to edge, feels tender to the touch, and will be warm to hot inside. Medium-well still has a quarter in the middle that is pink, and will be grey at the edges, feels quite firm and is hot inside. If you plan to cook your steak medium-well or above, I would suggest you could speed up the cooking time by using a steak weight to place on top of your steak. It should be shiny silver and kept clean, and what will happen is the heat coming up from the flames below will be reflected down on to the top of the steak so it cooks on both sides. Make sure if you use a steak weight that you only place it on your steak after sealing one side so there is no chance of cross-contamination.

Well-done steaks are grey throughout, no pink at all, quite firm, although can still be juicy, and is very hot inside. Very well-done steaks are grey throughout with no pink at all, very firm, very hot, and no juices whatsoever. You can also get your steak cooked Pittsburgh, which basically means charring the outside so it is burnt while the inside doesn’t need to be completely cooked. For example, if you want to have your steak Pittsburgh-Rare, you could char the outside, and the inside would be red in the middle from edge to edge. To do this you will need some oil or butter, I personally use lemon butter just for the flavouring, and drizzle some over the steak until it drips onto the flames underneath. Your goal here is to build the flames up so they are licking at the steak and will cook the outside much faster than the inside.

CAUTION! Be very mindful of how much butter you use, make sure you have fire safety equipment, and if necessary that you have adult supervision. Do not do this if you do not feel comfortable working with large flames, it can be very dangerous if something nearby catches fire, so please be very careful if this is how you would like to have your steak cooked.

Everybody has different preferences when it comes to their beef, but I would urge you to try each different way so you can work out for yourself what’s best for you. Many people fear the sight of blood coming out of their steak, if you can work up the courage to try something new for yourself, who know, you might find you really like it! I personally eat my steaks medium-rare, and would like to take this opportunity to mention that once your steak starts getting to medium-well and above, you really lose a lot of the nutritional benefits of eating beef, so I would recommend not cooking your steak any more than medium, but obviously that is a choice that is entirely up to you.

Now all that’s left to do is to serve up your perfectly cooked steak, there are many choices of sides and sauces, far too many to list here. I always love it with a creamy mashed potato and seasonal steamed vegetables, and my favourite sauce is mushroom sauce. If you have the time the best sauce is made using beef bones, cooked off with a little tomato paste, then make a stock by boiling the bones in water with some celery, carrots, onion, leeks, bay leaves and peppercorns. Simmer it for a couple of hours until it reduces about three-quarters, and then remove the bones and vegetables. Add some red wine and port, and reduce it down to about half of where it is now, until it starts to thicken with a nice consistency. From here you can add some sliced mushrooms, or peppercorns if you prefer, and even add a little cream if you like as well. This is very time consuming to make the jus (rich beef gravy), but if you can do it you will find it well worthwhile. One other little tip I have for you is to brush a small amount of lemon butter over your steak before saucing it, this will keep your steak very juicy and tender.

I hope you enjoy cooking and eating many steaks in the future, and make sure you go out and impress your friends with your newfound cooking skills!

Mick Reade is a chef from Australia who has been cooking in commercial kitchens across the country for over 10 years, and has been helping teach others how easy it can be to cook great tasting and healthy meals, for more information please visit http://www.alleasyfoodrecipes.com

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Seven Common Marketing Problems Solved by Marketing Operations

Corporate marketing groups – especially bandwidth-challenged small-to-mid-sized departments – can be so focused on tactics and fire fighting that they jeopardize their marketing investment. There is a tendency to overreact to events, to tackle symptoms rather than underlying fundamental problems and to jump at the opportunity to please the boss. Many times, this kind of tactical knee jerking may be fatal.

Without great marketing, companies won’t flourish, especially those in highly

competitive markets. Yet the chaotic nature of emerging or dynamic growth

companies and the tendency to place the marketing burden on too few individuals is

a setup for failure. Promising companies may be left in the dust, or at least

handicapped at the starting gate.

Marketing Operations is emerging as an important discipline for improving

performance and measuring ROI in admired technology companies (like Intel, IBM

and Amazon) who have refined and fine-tuned their marketing organization with an

operational focus. Given the demands that these organizations face today, an

innovative approach is central to solving critical issues like results measurement,

bandwidth constraints and creativity limitations, and building value-added

outsourced supplier relationships and effectively managing budget. Many of the

best practices, efficient processes and systems approach from large company

Marketing Operations can and should be applied by emerging companies that are

serious about their marketing investment. Here’s why:

PROBLEM #1

Ill-defined metrics

Today, more than ever, corporate marketing departments need to justify their

existence. The need to measure results is unavoidable. However, the instincts and

skills that make an outbound marketing practitioner great-action-orientation,

verbal and written acuity, persuasiveness, the ability to build strong relationships-

often don’t translate into an ability or willingness to scientifically and objectively

evaluate success. Add in broken systems and the organization’s unwillingness to

pay for marketing evaluation, and it’s no surprise that many marketing departments

are unable to define meaningful success metrics.

SOLUTION

Marketing Operations ensures that the right processes are in place to establish

meaningful metrics at the front-end of marketing process, enabling the

measurement of success at key intervals, and as each program concludes.

PROBLEM #2

Slammed resources

The prevailing attitude of “doing more with less” can leave key people discouraged,

overwhelmed, near burnout, and eventually, circulating their

resumes. The consequences for organizations are costly mistakes, high turnover,

and collapsed programs when key people leave, and missed opportunities to

leverage the “ugly-stepsister-Cinderella-in-waiting” programs that never get off the

ground because of a lack of ownership.

SOLUTION

Marketing Operations addresses these resource limitations by ensuring workload is

effectively allocated, roles are clearly defined, interdependencies are understood,

team members feel satisfied with their jobs and the programs and additional

resources, whether through additional headcount or outsourcing, can be

successfully justified to executive management.

PROBLEM #3

Sketchy institutional memory

Marketing is dependent on accurate information, a historical view into past

successes and failures, and the ability to recognize patterns that link seemingly

unrelated data points. Unfortunately, knowledge in many marketing organizations is

scattered all over the company. It’s in the heads of individual workers, on shelves,

on people’s hard drives, in long forgotten filing systems. When people leave, a big

piece of organizational knowledge goes with them. Information loss is a huge

productivity killer for marketing teams. Lost insight that must be regained or

reacquired wastes previous marketing investments.

SOLUTION

Marketing Operations facilitates knowledge sharing, an enduring repository of

information and greater decision-making based on fact, as opposed to hunch.

PROBLEM #4

Constrained creativity

The best creativity comes from many brains working together in collaboration. A

consequence of the age of the “individual contributor” director is constrained

creativity. When the entire creative burden falls mostly on one outbound marketing

person, the ability to think out of the box can be severely impacted. Creative

synergy results from many minds thinking as one.

SOLUTION

Marketing Operations enables the creative process to benefit from the synergy of

team.

PROBLEM #5

Failed supplier relationships

Most successful companies can point to strong, long-term marketing supplier

relationships as integral to their success. Likewise, a pattern of failed supplier

relationships is often an indicator of marketing department failure, rather than poor

vendor performance. Unfortunately, companies that have had consistently bad

relationships with outsource suppliers often react by seizing control and bringing

everything in house. While this strategy may provides the illusion of control, it lets

marketing managers deflect blame for failures, rather than teaching them how to

manage their outsource suppliers by taking responsibility for the results. In

addition, this strategy won’t scale with the growth of the organization.

SOLUTION

Marketing Operations helps set realistic expectations and mutual accountability

between suppliers and the organization, increasing the effectiveness of outsource

partners by empowering them to act as an extension of the internal team.

PROBLEM #6

Lost discretionary budgets

Use it or lose it. Misuse it and lose it anyway. Many corporate marketing

departments are leaving discretionary budget on the table or allocating it to

the wrong initiatives. This discretionary marketing budget “Catch 22″ occurs

because:

o It’s very time consuming to manage the budget effectively, especially in companies

with broken financial systems

o Each marketing spend-decision creates more work for the one-person or small-

team

marketing department in terms of project management, measurement, supplier

management, etc.

o Doubt persists about the ability to successfully justify the expenditure to

management

o Focus is instinctively on high-visibility marketing activities and C-level executive

“requests” over fiscal management (marketing people are more inclined toward

marketing than finance)

SOLUTION

Marketing Operations facilitates implementing the system support infrastructure

and financial management discipline needed to protect precious marketing budgets.

PROBLEM #7

Narrow marketing mix

Many companies align their fate with the success of too few marketing programs.

Whether it’s lead generation, public relations, trade shows or advertising, the over-

reliance on any one particular program can derail a company-especially if a key

program unexpectedly loses momentum. In the meantime, programs that could

have had strong leverage never get a chance to prove their mettle and are forever

relegated to the “B” list.

SOLUTION

Marketing Operations puts the means in place to launch potentially high-value

marketing programs that would never otherwise get out of the starting gate.

The Bottom Line

In a nutshell, Marketing Operations is an organization’s best bet to:

o Ensure that success can be measured and replicated

o Leverage systems and processes to enable consistently excellent performance

o Encourage great marketing departments to stay together

o Allow the marketing organization to flourish, despite the unexpected, but often

inevitable, loss of a key employee.

Gary M. Katz, APR, is president and CEO of CommPros Group, a Santa-Clara, Calif.- based firm that provides marketing operations services to help companies leverage their marketing investment, plus a variety of outsourced marketing program management services to support lean marketing departments. Gary is a veteran with more than twenty years of experience in the technology industry where he directed corporate marketing, communications, public relations, lead generation and qualification, investor relations, and employee communications programs. He has served as director of communications for ShoreTel, director of corporate marketing for Aplix Corporation, senior manager of corporate communications for Insignia Solutions, and as a director, account supervisor, or preferred subcontractor for more than a dozen leading public relations and marketing communications agencies. A past president of Silicon Valley PRSA, he holds a master’s degree in organization development from the University of San Francisco and a BA degree in public relations from San Jose State University.

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Dog Training – 8 Ways to Cut Down on Behavior Problems

You’ve performed three of the most important tasks for a dog owner: decided if you were right for a dog, determined what dog was the best for you and taught your best friend some manners. That should be about it, right? Wrong!

You have an ongoing relationship with your pet, just like you do your children or your spouse. It’s important to maintain the relationship if you want it to be fruitful. If you don’t, all of that training you’ve done so far will be for naught.

Sometimes, though, like all relationships, the one with your dog can be rocky. Even well-trained owners have dogs with behavior problems when things change. Dog have been known to act out when their owners being working more hours, go back to school, have a baby or get married. Dogs aren’t themselves when they are ill or in pain. Some dogs are just never quite right because of problems inherited from poor breeding.

Here are nine things you can do to make sure your well-behaved dog stays that way.

1. Don’t forget that you are leader of the pack. Remind yourself that your dog is genetically programmed to be part of a group and to obey the leader of his pack. If you don’t provide him consistent strong, yet fair, leadership, he will try to become the leader. If he becomes the leader by default, behavior problems will increase exponentially. Here are some tips to make sure he remembers you are his leader:

- Don’t let him pull on his leash.

- Don’t put the leash on your dog until he sits quietly.

- Don’t let him get away with bad behavior.

- Always eat before he does.

- Don’t chase or play rough games like tug-of-war with your dog.

- Don’t allow him to bite anyone.

- Always go through doorways before him.

- Try to always be calm, fair and confident when dealing with your dog.

- Don’t give him anything – attention, food, play – without him doing something for you first, like sitting on command.

- Don’t allow your dog on furniture without your permission.

- Protect your dog from other animals or people who try to harm him.

When you are a strong leader, your dog will respect you. With this respect comes an innate desire to please. He will love you and want to obey your every command!

2. Train with your dog every day. Just like with humans, any behavior you train your dog to do will be forgotten if he doesn’t practice it. Work with your dog at least 15 minutes a day on an aspect of his behavior. This is important, also, to remind your canine that you are the leader of his pack. Try to teach your dog something new every month or two. This will keep him challenged and give you both a sense of accomplishment. Most dogs were bred to do some kind of work, and if you don’t give your dog purpose, he’ll become bored and develop behavioral problems.

3. Make sure to give your dog treats and praise. Continue the technique you’ve used to train your dog. People tend to get complacent, and before you know it, Spot is hogging your bed and dragging you down the street by the leash. To make things worse, he won’t listen to your commands any more. To prevent this, make your dog perform an act of obedience to earn praise, petting or a treat.

4. Never strike or yell at your dog. Hitting or kicking your dog will have about the same effect that it would on a spouse or a child – it ruins the relationship and breaks down all the trust your pet had for you. Some owners use physical abuse to train their dogs to fight for money. Others believe, erroneously, that abuse will make them become better watch or attack dogs. Statistics show that thousands of dogs are killed or injured by people every year. No matter how frustrated you get with him, never, ever strike your pet.

Dogs don’t respond well to yelling. All it does is get your dog more stressed, which will more than likely make his behavior problems worse. Everyone loses their patience from time to time, but remember that your dog only responds to fair leadership.

5. Get your dog proper medical care. Your dog needs a checkup at the veterinarian annually to make sure he’s in top form physically and to receive yearly shots to prevent rabies and other diseases. It’s important to go to the same vet every year so he or she can monitor your pet and notice any evidence of problems. All dogs need a teeth cleaning from time to time, too, to keep them healthy. If your dog is injured or sick, he needs to get proper medical attention. Your veterinarian can also give you advice on behavior as well as diet, breeding, training, and puppy selection

6. Attend obedience training. As an absolute necessity for getting a good to a positive relationship with your dog, be sure to take him to a six-to-eight-week-long obedience class, before his first birthday if he’s a puppy, as soon as possible if he’s an adult dog. A good trainer will teach you the basics and what a good dog/owner relationship is.

If you have an adult dog, don’t worry. That old saying, “You can’t teach an old dog new tricks” is not true! A dog of any age can learn good behavior. Both you and your dog will benefit. He will learn some good behavior and to respect you, the leader of the pack. You’ll learn the subtleties of your dog’s behavior and how to act in a fair, yet dominant, manner. Obedience training is great way to teach an “only dog” how to properly socialize with other dogs and people. Whether you are alone with your dogs or in a group of people and animals, your dog will learn how to behave.

Here are some tips to help you determine what obedience class is the right one for you and your pet:

- Ask your friends, family members, vet or groomer for

recommendations.

- Be sure the trainer uses positive reinforcement and no methods that hurt or frighten the dogs.

- Choose a trainer that focuses primarily on group classes. Although it may seem like one-on-one training might be best, group classes give both you and your dog to observe other people and their pets. Your dog will also focus on your commands, not just those of the trainer. Some owners do both individual and group classes.

- Make sure there are separate classes for puppies and adult dogs. Dogs between eight and 16 weeks should be in puppy classes. You may also feel more comfortable with a trainer who offers beginning, intermediate and advanced obedience classes.

- Ask the trainer you are considering if you can watch a class. While you watch, note some of these details: Notice if the class is small enough that everyone can get some individualized attention. Watch to see if both and dogs and owners are having fun. See if the trainer provides lesson handouts. In a good class, you’ll hear plenty of praise and commands in upbeat, yet firm, tones. Does the trainer give the owners other information about health, grooming or specific breeds? You want to make sure your trainer is knowledgeable about the whole dog, not just obedience training techniques.

- Ask your trainer if he or she knows several different techniques to work with dogs. This can come in handy if your dog doesn’t always respond to the tried-and-true methods.

- Make certain that the trainer requires that dogs be vaccinated and certified healthy by their vet before enrolling in classes.

- Be sure to get a list of equipment you’ll need to bring with you to your first class.

Once you find the right trainer and obedience class, make sure both you and your dog are prepared. Be sure to bring all the required equipment. Don’t feed your dog before class – since treats are part of the reinforcement of good behavior, you want him to be willing to eat the treats, which he might not want if he has a full belly. Don’t forget to do your homework! Practice between classes is essential to reinforce your dog’s behavior.

7. Lean all you can about your dog, his breed, and canine care. You can never know too much when it comes to your dog. Learn all you can from books, television and magazines. Be sure just to take the time to browse at the pet supply store or your favorite online pet supplies merchant to see what kind of new products are on the market. A new toy from time to time is a new adventure for both you and your pet.

8. Keep your dog’s home safe and stimulating. Giving your dog a fun, secure place to live will help to prevent bad behavior and may even prolong his life. Always have a number of fun toys available, including balls, chews and squeaky toys. Be sure to play with your dog daily to give him the necessary exercise he needs, to help you bond with your pet and to just have fun!

If no one is home during the day, leave a talk radio station on. Keep your pet out of areas of your home where he might eat something toxic or injure himself. Keep your fence well maintained.

If your dog starts to have behavior problems, don’t despair! There’s nothing to say that you can’t start training him to change his behavior! With a little patience and perseverance, you will be able to eliminate most bad behavior. In the most extreme cases, you may not be able to stop the behavior, but with training your dog will show improvement.

Some problems won’t be entirely eliminated, especially if you chose a dog that doesn’t have the temperament for your lifestyle. But even some of these dogs can change if you have a good dog/dog owner relationship. Now we’ll look at some of the most common behavior problems and how to re-train your dog to behave appropriately.

Marilyn Burnham

Author: ‘Dog Owners Boot Camp’

The How To Guide, Dog Training Secrets Professional Dog Trainers Don’t Want You To Know!

For More Information On Dog Training

Marilyn Burnham was the owner operator of 4 successful dog grooming stores in British Columbia, Canada for more than a decade. To spend more time with her children Marilyn made the decision to sell her business in the mid 90’s. Get a copy of her book: ‘Dog Owners Boot CampÂ’ The How To Guide, Dog Training Secrets Professional Dog Trainers DonÂ’t Want You To Know!

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The Automotive Employment Market Is Still an Open Playing Field

In the automotive employment market there are still very attractive job opportunities available all over the world. So if you are in the automotive employment market and want to make a change there are still a lot of opportunities all over the world.

In this modern world there do exist a massive shortage highly skilled automotive technicians all over the world. So if you are a highly skilled auto technician you can choose where you want to work in the world.

By just applying on one of the many automotive recruitment companies web pages, and they will search a job opportunity for you any place in the world. The fact is that a lot of emerging automotive markets have opened up in reasoned years, due to the power shift in the automotive industry.

This automotive employment market is going to become even bigger in the future as all new type of cars is going to hit the market. Like all the “EV” cars that are still in the prototype phase. All these cars will have new technology implemented into them, so new personnel must be trained to work on them in the future.

This will bring a paradigm shift into this automotive employment market, even the training methods and the skill sets that must be trained have to change in the very near future.

This will cause the manufacturers to start running extensive training and develop programs, to have highly skilled technicians to assist them to establish their brand. There will be coming new brands and brand name into the playing field and these brands will need to still build their names in the market place.

To build a brand name you need a powerful after sales service you can assist your customers with. This alone will create a new automotive employment market to the auto industry; just imagine an electronic or chemical engineer working at your local car dealership.

It may sound farfetched but it is possible as the cars in the future will be driven with power plants like fuel cells, hydrogen emission and electric motors. All of this is going to come to the market place in this modern world sooner than most of us do realize. So the predictions are that a big portion of the existing automotive workforce will leave.

They will leave this workforce as they are from the old school with old school principles that will become extinct with this new technology. The human tendencies are that you will stay ignorant if you become a member of the old school club. This only happens as the older people were conditioned that they can only learn something up to a certain age. All of us know this is not true but the system wants them to leave as it is harder to change and old horse to get rid of his or her habits

The system was created to develop a group of slaves that would be easier to condition, into what this slave system needs and not what the workers needs. That is one of the reasons why the older leading hands in the automotive employment market gets removed or retrenched. The general modern business conceptions are that older people are resisters to modern business, as they don’t want to change.

If all this highly skilled people are removed in the future the whole automotive industry will suffer a massive skills and brain lost that could have passed on to the younger people. Findings are that most of this older people in the automotive industry don’t want to share their knowledge and skills anymore, because they don’t see themselves as resistors for future development in the automotive industry.

So the automotive employment market will suffer great losses in the near future, due to this phenomenon.

About The Author

Rocco van Rooyen is an Author on Automotive Solutions. As an Entrepreneur and Author on the subject, he is at the forefront to provide solutions to all automotive related problems.

For more articles (or training) on Automotive employment or to get your FREE Mini Course to How to manage your Automotive Solutions go to http://automotivesolutionsforall.com.

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How Teaching Music Has Taught Me How Children Think and Learn

How to positively handle almost any child throwing a tantrum and have them all smiles within 60 seconds.

To fully understand why tantrums occur and how to reslove them quickly you should read the entire article. 22 years of teaching guitar to children and adults has taught me far more than I would ever have imagined. Most of all I have learnt much about how both adults and children learn and interact. This article will cover some of my findings and will be focused on tantrums. To help present you with as much useful information as possible I would like to use as many examples of real life situations that I and teachers face every day. By using real life examples I believe you will be able to relate your situation and see how I and others overcome each challenge in a positive way.

Firstly let me say that working with children is a skill. Our knowledge of children comes mostly from our own experience which has been passed down from our own parents, relatives, friends and society at large. As with any skil if you were lucky enough to be surrounded by good teachers and mentors as a child might advice may be obvious to you but for the majority of us it is something we need to learn. Although the skill of parenting and teaching initially require the same skills teaching a child and parenting a child are not the same thing.

Children are not adults

Children are not that much different to adults but they are different. We need to understand the differences when working with children. If we treat children as little adults frustration may be the result. Would you give a 4 year old the keys to the car and expect them to know how to drive? Silly question I know yet many adults expect young children to respond and behave like an adult. We have all seen and perhaps been guilty of yelling at our child for not behaving while out and about. We say things like. “Stop that. How many times have I told you not to…..” We get frustrated because our 4 year old seems to be ignoring our requests. So we must firstly remember children are not adults.

Different yet the same

Of course there are differences between each individual child but we are of the same species. So as with any species there will be many responses to stimuli that are the same. There is also learned cultural and social behaviour along with genetic factors. Most of what I will talk about will apply to the large majority but may not work in certain situations with certain individuals. Some children have learning disabilities that are outside the scope of this article.

Adults are teachers

We are all good at teaching children to some degree. Children look to adults for information on how to act and respond to situations. So whether you like it or not if you are around children you are teaching them. Children learn from our behaviour more so than our words. You only have to see how little boys want to grow up to be like their Dad or little girls want to dress up like Mum. My 4 year old nephew expressed to me on a recent visit how he wants to be a truck shiner when he grows up. “A truck shiner” I said. What do you mean? It turns out his Dad is a truck detailer. But this act of following adult behaviour runs very deep. Children can and will adopt many of your behaviours. So here is my first suggestion.

Start with yourself.

Be the person you hope your child will grow up to be. Don’t tell them to be a certain kind of person. Be THAT person yourself. Live by example. Let me give some examples;

Diet – If you eat a certain diet your child will most likely follow you. How often do we hear people say “My Mother’s cooking is the best”.

Smoking/Drinking/Gambling – Children of parents who smoke, drink or gamble have a greater chance of adopting the same habits themselves.

Career – Children will often take up a similar career to a parent or in some cases will take up a career related to an interest or passion one parent has. I have played guitar professionally since I was a child and this stemmed from my Father’s passion for guitar even though he didn’t play himself until later in life.

Health – We often end up with similar levels of health as our parents not so much because of genetics which is of course a factor but largely because we follow the eating and lifestyle habits of our parents.

Stress – A great example I see so often is that of time and money issues that lead to high levels of stress. As adults we find ourselves often trying to make ends meet. This leads to stress.

I have been teaching guitar for more than 20 years and I often hear from parents that they would also like to learn guitar but they are simply too busy. This would be okay if they are busy doing what they love. The problem arises when they are busy doing what they apparently ‘have to’ to make ends meet. If you find yourself in this situation then it is important to realise you are teaching your children to follow. Ironically parents will often be working hard so their children don’t have to.

There is a famous song called ‘Cats in the cradle’. The song lyrics describe the life of the writer and his relationship with his father. There are basically two sections to the song. The first part describes how as a young boy his father was always too busy but promised him they would spend time together soon. Soon never came. When he grew up and his father had finally retired the father was ready to spend time with his adult son but the tables had turn. The son had become like the father and was now too busy to spend time with his father but always promising they would get together soon. This was a very sad account of a father and son but not uncommon.

The list goes on and the evidence is undeniable. The argument of nature verses nurture is not one that needs to be won because we are all aware that both play a role. The good news is the nurture side is in our hands.

The mind of a child

This is a tough one for most adults because we forget what it was like to be a child. We are not children and therefore cannot see the world from their perspective. Even if we could remember it is only a memory of our own childhood and not our present reality. Many adults try to teach children as if they were adults. Teaching a child as if they were an adult just doesn’t make sense to them. Teaching children requires an understanding of how children think and respond.

Children respond to repetition

The adult mind is looking for new experiences. Most adults will watch a movie or a TV show once maybe twice. A child can watch the same movie 100 times or more. I can have a running joke with a child for months. The same joke would not be funny to an adult after the third time. The trick is to use repetition to your advantage. Let me use an example. If you want to teach your child to count you only need to make up a game that involves counting and do it everyday for fun. Your child will learn to count in record time. The biggest challenge for music teachers of children is often parents. Teaching children music requires playing the same song hundreds of times. For parents this drives them crazy but children are happy to do it again and again. A common request from parents is ‘Can my child learn a new song?’

Children need rules

Everything is relative. The world seems to shrink as we get older. To a baby the world is not even comprehensible. Their world consists of their home, the car and maybe the local shopping center. As they grow their world expands. Perhaps as they begin to walk their street and the local park become their world. When they enter school the suburb becomes their world. As they age the city, country and beyond become their world. For this reason their imagination of the outside world begins to run wild. A child needs to know their world is in order and the adults in their world control the events for the most part. A child who lives in a world without limits and boundaries becomes insecure. This can be a difficult concept for adults to understand. Especially adults who feel there were too many rules during their own youth.

Children seek security

Children need to know who is who in a given situation. They work out who are the adults and who are the children. Their natural instinct is to seek security. This is perhaps nature at work. Children are the most vulnerable and need to be aware of all possible threats. The problem is they still don’t know the real world. Much of the world comes from their imagination. Adults have a much better understanding of what is real. Adults can defend themselves for the most part and their understanding of possible threats is reasonably clear. Children rely on adults to be their protectors and connection to the unknown outside world. Adults provide the security or not as the case may be.

Who is the boss?

Adults often seek approval from children so will often begin by befriending a child. This is fine if there is a protector present but if you are in charge of the child the situation will be very different. The child will at some point begin to test you. They want to see if you are in charge. They will use various strategies to see if you are up for the job of protector of their universe. Here are some examples;

Cheeky or rude comments – They know which words or phrases overstep the mark. By overstepping the mark they can see how you react. If they get away with it they will take it further.

Argumentative – They will debate you. Again testing the boundaries.

Tantrums – Many children know that tantrums will get them what they want because adults want to avoid a scene. If it works once they will do it again and again and again.

Children react to adults

Some adults like to believe that children are good or bad and we adults have no control over them. This is especially true when they are other people’s children. I often hear teachers say things like ‘That child is a nightmare and impossible to work with’. The teacher dismisses the child as a problem child and places them in the too hard basket.

Many teacher’s will claim that the student or parent is fully responsible for their behaviour. They do not realise that the child’s behaviour is very much in their control when in their care. This is not their fault because very few teachers or adults for that matter are trained in child behaviour. Teachers may know the information they wish to share but child behaviour is a very different subject. In effect a teacher of children must know two things. How to control child behaviour and of course the subject they are teaching. Being a guitar teacher in my case I began at age 19 years with a knowledge and skill of guitar but with no real understanding of how to control child behaviour.

Adults who were forced

This is a common issue for many adults. I use the example of the child who was forced to learn piano as a child and hated it. They grow up and look back on the whole experience as a very dark period in their childhood. But there is a misconception here. They believe the problem was being forced to learn something they did not want to learn. I believe the problem has nothing to do with the fact they were learning to play piano and has everything to do with the negative emotions attached to the events of that time. Their parents were most likely not presenting the whole experience in the right way. This resulted in family feuds and a lot of bad memories. The way it usually goes is parent decides to enrol child for piano lessons. Child is happy to go along for the ride at first. Parent is spending money and therefore wants results. Parent tells child to practice. Child doesn’t want to practice. Parent gets angry. Child gets upset. The rest is history.

So where did this all go wrong? There is a critical point in this process that makes all the difference between a child who practices and one who does not. When a child begins to learn the parent must set up the routine. A child will rarely establish routine practice by themselves. Think of it like teaching a child to take a bath or get dressed or clean their teeth or make their bed. The key is consistency. Parents are often not consistent about their child’s practice. As adults very few of us would allow our children to go a week with out cleaning their teeth or taking a bath. I cannot ever remember someone complaining about how their parent’s forced them to clean their teeth or take a bath. Reason being, they were consistent.

Human behaviour is predictable

Let me use dogs as an example. Put almost any dog in a car and wind down the window and they will stick their head out of the window. Why? Because that’s what dogs do. Go to a movie or a concert and most people will aim to sit about half way back and in the middle of the row. They are trying to get the best position of course but still it is predictable human behaviour. Fact is we humans as with all animals are predictable. Children are of course very predictable but what is even more predictable is the way parents or adults respond.

Predictable child behaviour

So children seek security. They do this by testing the adults who are protecting them. They test adults by pushing the limits. If a child is able to push the limits and get away with it they enter new often unexplored territory. This makes them feel insecure because there seems to be no boundary. They will continue to push the boundaries until they find the limit. Let me use crime as an example. What we class as crime is only a crime if society says so. In one country what is consider a crime may be regarded in another country as acceptable. If a child learns to steal at an early age without consequence it is likely they will continue. The reason most of us are not thieves is because our parents and society in general make it very clear that stealing is not acceptable. So with behaviour so predictable it is very easy to get children to act and behave in a positive way.

The magic of consistency

Humans thrive on consistency. Many of the most successful human endeavours are the result of consistency. Think of Olympic athletes who consistently turn up for training or students who consistently study or business people who consistently open their doors. The list goes on. Consistency is actually part of human survival. Consistency allows us to see what is predictable. Our chances of survival increase if we know what is predictable. Even animals respond to consistency. The behavioural scientist Pavlov show this with his famous experiment. He rang a bell just before giving the dog food. After several times the dog began to associate the bell with food and would salivate before the food even appeared. By creating a consistent relationship between the bell and food the dog would behave in a predictable way. Children respond to consistency. If you want a child to do anything then do it consistently. Set up the routine and their behaviour will become predictable.

Children with learning disabilities

There are of course always exceptions. Some children will have learning disabilities such as autism or ADD that are simply out of your control. In this case you should do as much as possible to research and learn about their condition so you can find the best strategy for teaching them.

Working with ADD – The most common challenge teachers will come up against is ADD . I have had many students over the years with varying degrees of ADD. I would go as far as to say we all have some degree of ADD. Children with serious ADD will not be able to focus for any length of time. This affects their ability to learn. If say their concentration span is 2 minutes any concept that takes more than 2 minutes to explain will be lost. I like to keep things simple. I use a two pronged approach.

Work at increasing their concentration span – Let’s say they have a 2 minute attention span. I set their goal at 3 minutes. I make a big deal of it. Clapping and shouting out “Hooray!” when they make it to 3 minutes. This slowly increases their concentration and in most cases works. If it fails you need to focus more on option 2.

Work within their concentration span – If it’s 2 minutes give them exercises or explanations that can completed in 2 minutes. Break everything down into bite size pieces.

Bringing out the best in children

What we want for any child first and foremost is a sense of security. All children come with a history but the end result if you use the correct strategies is a happy child who is more than willing to learn. It does not really matter what the history of a child is because you cannot change the past. You need to work at giving the child a sense of security when they are with you. I have a simple strategy that works almost every time. This strategy requires you to be patient, consistent and confident. The reason it works is simple. We are human and humans respond to certain situations much the same.

The strategy for optimum child learning

This strategy will be so simple you may find it difficult to believe but I guarantee you it will work on most children.

Be consistent – Let’s say you want a child to go to bed at 8pm on the dot every night. Do it every night at the same time. Have a set routine and DO NOT waver. Regardless of how much they fight and cry and scream at 8pm it’s off to bed.

Acknowledge good behaviour – All children want to be noticed. If you make a big deal and respond positively to good behaviour (E.g. going to bed at 8pm) they are more likely to want to do it again.

Time out – When children misbehave and resist your requests you need to give them time out. Time out is often necessary when a child is use to getting their way. In other words they are use to winning.

Tantrum time

So far I have given you an understanding of how children think and respond to a range of situations. Now it is time to tackle the big one. Tantrums. A tantrum is just extreme behaviour. A young child is not physically capable of doing much else. Almost all children discover the tantrum at some point. For the child a tantrum is often initially a build up of emotions. They begin by wanting some control over their situation. When they are unable to get control they get frustrated. The frustration usually comes from the fact that they believe the object of their desire is just out of their reach. Imagine there was a cake sitting on a kitchen bench and it was just out of their reach. At first they try to stretch out their arm but once they realise it they cannot grab it they will become frustrated which leads eventually to an emotional outburst. Once you give them the cake they instantly stop and are all smiles. But this unfortunately is not the result we are looking for. What we want is for the child to stop instantly without receiving the cake. We want them to deal with this emotion in another way. If the cake becomes the diffuser they are heading for a difficult adulthood. So let us begin with the strategies for avoiding tantrums without the need for cake so to speak.

Time out

Time out is an interesting one. It is a very predictable human behaviour. Time out must be done correctly. In most cases it needs to be demonstrated because it is mostly in the delivery. If you are not serious about your delivery children will quickly pick up on the fact and it will be ineffecteive. The whole idea is the child must know they will not win so they may as well deal with it and play by the rules. If a child knows there is a boundary that cannot be crossed they will soon give up. Conversely if a child knows they have a good chance of winning the will persist to the point of a tantrum.

A typical example of a child tantrum

I will use a fictional child named Mary. Now Mary is out shopping with Mum and has spotted the ice cream shop. The conversation goes something like this.

Mary – “Mummy I want an ice cream”

Mum – “Not today. May be next time”

Mary – “No I want an ice cream now”

Mum – “I am sorry Mary but you can’t have an ice cream now. How about we have a look at the book shop”

Mary -”No! I hate books. I WANT an ice cream. If you don’t buy me an icecream I will get very angry”

Mary begins to get upset and angry. Mum does everything she can to try and distract her and calm her down but Mary is getting more and more worked up and begins to cry and even scream. Mum also is getting frustrated and even a little embarrassed.

Mum – “Stop it Mary. You are embarrassing me. I am sick of your screaming. You always do this. You always want to get your way missy. Well not his time. If you don’t stop it we are going home now”

Mary continues her crying and screaming and Mum realises the only way to stop Mary’s behaviour is to either give in and buy her an ice cream or drag her home kicking and screaming. Either way is a bad result.

There is a better way.

First of all remain calm. Depending on the age either pick them up or hold their hand and take them to any place where they can stand safely. Ask them to remain there until they are ready to behave. Walk away but stay within sight. Now just wait a few minutes. Keep your eye on them but avoid eye contact if they are looking at you. After about 2 minutes walk back and crouch down to their level and ask them “Are you ready to behave?” At this point they will either be ready to behave or they will need more time. If they need more time say “I will be over there when you are ready” and walk away again. Three times if necessary. Finally when they back down ask them if they understand what they did wrong and ask them to apologise.

The routine should be consistent each time. This is a time out process. Time out for a child gives them a chance to deal with their emotions. You are literally teaching a technique to calm themselves down when they get upset. You are also teaching them that throwing a tantrum will only ever result in them getting time out. You send them a clear message that when they are with you they need to act and behave with respect for your rules.

When you master the above technique children (especially young children) will literally go from a tantrum to a happy child within a minute or two. I will do this with children I am working with an their parents think I have performed some kind of magic. It’s no magic. A child’s behaviour is simply predictable most of the time.

I hope this article has been informative. Remember it is action that is required. Please come and visit my blog for more proven strategies on working with children either as a teacher. http://howchildrenthinkandlearn.blogspot.com/

If you have any questions or need advice on working with children please feel free to contact myself at g4guitar@bmpmusic.com.au

David Hart has been teaching guitar for over 20 years and playing since 1980. David’s experience with young children is extensive. David now owns and operates a chain of guitar schools across Sydney. David also advises many other music schools and teachers on how to work with children in terms of learning music. In the field of guitar education there are few teachers how would have more real life practical experience than David. David’s key to success is what he calls his research approach to teaching. This means he treats his lessons like a research project constantly looking for what works verses what does not. This research also includes keeping up to date on the findings from around the world. David’s gift is simplifying what he knows so it can be applied and understood simply and easily. To contact David please feel free to email him at g4guitar@bmpmusic.com.au

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Divorce: Will My Children Be Alright?

The number one concern among parents who are contemplating divorce is the effect the divorce will have on their children. In my experience, the primary determiner of how a child copes with divorce rests on how well the parents are able to create a stable, predictable and loving environment during and after divorce. This is challenging, because children frequently respond to divorce by becoming more needy and clingy. This occurs at a time when parents are emotionally distraught and in the midst of a crisis of their own.

Divorce is a literally and emotionally disruptive experience. However, there are many steps parents can take to help children through this difficult time. This article details some of these steps.

First of all, tell your children what is going on. It’s best if you and your spouse decide together what you’re going to say to your children about your plans to divorce. It’s ideal if you can sit down together to talk with your children. While it’s not necessary to go into great detail, you need to say enough so your children understand the “why’s” behind your decision.

Some times I tell parents to create a narrative – that is, a brief story – that accurately describes why they are divorcing. This narrative or story might go something like this: We’ve been fighting an awful lot and we are both unhappy. We’ve tried to work things out but we haven’t been able to. We think it will be better if we live apart. We want you to know that we love you and we will still be your parents, but we are going to live in separate houses. Part of the week you’ll stay with me and part of the week you’ll stay with your mom. Initially, it’s best not to say much more than this. Stop and let them absorb what you’ve said.

It’s normal for your children to feel shocked, confused or very upset. Don’t try to fix their feelings by smoothing things over – let them be upset. Divorce is upsetting. If they are silent – ask how they feel about what you’ve said. I’m sure they’ll have questions. Try to answer them as simply and completely as you can. If the plan is for one of you to be the custodial parent, then you’ll need to talk to your children about the visitation schedule. Hopefully you will have worked this out before you sit down with them.

If your situation is one where only one of you wants the divorce or if there’s too much animosity or resentment between you – it may be best to have separate conversations with your children. While you may be tempted to blame your spouse for the divorce, DON’T! Engaging in criticism and making negative comments about your spouse places your children in the middle. This is destructive. Your children need both of you as parents. Also, in my experience, the parent who’s most critical and negative about the other often sacrifices their relationship with their children. Children don’t want to take sides. Asking them to do so usually backfires.

Divorce often results in one or both parents moving to a new residence. If at all possible, try to avoid having your children change schools. Moving homes, having your parents divorce and changing schools all at the same time, is a lot of loss for any child to deal with. Do your best to minimize the disruption to their lives.

One of the most important things you can do as a parent is to work out a specific visitation schedule and stick to it. In a time of great transition, children need predictability. While it may seem easier or more convenient for you to keep the visitation schedule loose – it’s not a good idea for your children – especially young children. For more information on this topic, see my article: Visitation.

Once you and your spouse have separated and the visitation schedule is in place, talk to your children regularly about the divorce. Parents sometimes think it will be better for their children if they de-emphasize the divorce by avoiding any discussion of it. Occasionally they even discourage their children from talking about it. This is a BIG mistake. Children need to talk about the changes in their lives but they may need help doing this.

Asking young children how they feel or if they’re alright is too vague. One approach is to talk with them about how things are different now than they were when you were all living together. Ask them what they think has changed and which changes they like and don’t like. Don’t be discouraged if your children don’t like anything! Maybe they’re angry. If so – they have a right to be. After all, the divorce wasn’t their idea. You can talk about what you miss from the way things used to be too. This gives them permission to speak openly about their feelings. They won’t feel like they have to protect you by acting like everything is fine when it’s not.

It’s not uncommon for children to develop behavioral symptoms related to divorce. Young children have trouble verbalizing their feelings and may act them out instead. They might become listless in school, have trouble sleeping, complain of stomach aches so they can stay home, become clingy, act aggressive towards playmates, throw tantrums at home, refuse to do their school work, or begin wetting the bed. None of these symptoms are unusual. They are an expression of anger or anxiety.

Again – it’s wise to give your children an opportunity to talk about their anger and upset. Let them know you can accept their anger – it won’t devastate you – but set some limits about how they express it. Talk with them about constructive ways of getting their upset feelings out. Share what you do when you’re upset.

If you are divorcing and your children are teenagers – you may be entering a rocky couple of years. First of all, teenagers can choose who they want to live with. This may mean you have to deal with disappointment if they choose to live with your spouse. If this is the case, you might try to talk with them honestly about why they’re making this choice. It’s important not to appear so fragile that they can’t be open with you. Also, it’s good to see if you can dig a little deeper into why they feel this is best for them. See if their reasons make sense.

If you think your teen is choosing to live with the parent who’s going to provide the least amount of parental oversight- talk with them sincerely about your concerns. While this may seem like an easy ride, reinforce the fact that they will be making decisions during this period of their life that may impact their future. It’s wise to support their independent decision-making, but also express the hope that they’ll feel like they can talk with you about what is in their best interest. It’s difficult and often painful but try to be objective and examine the pluses and minuses of them staying with you versus your spouse. Let them do most of the talking.

It’s often difficult to get teenagers to open up about their feelings. They’re more likely to be open with you if the two of you have had a strong relationship prior to the divorce.

It’s not unusual for teens to act indifferent about the divorce and to say things like, “It’s no big deal. I’m going to be out of here pretty soon anyway.” Don’t buy it! They’re still kids. They still need parents and a stable home.If they become withdrawn, begin staying away from the house more or act angry and hostile towards one or both of you, you need to talk to them. Again – they are expressing their anger and disappointment, though they may not admit it. Kids who aren’t able to talk about their feelings some times resort to self-destructive behaviors as a way to distance themselves from their feelings. This includes drug and alcohol use and promiscuity.

The teen years are difficult for parents and children alike, but divorce in the midst of this period can be especially challenging. Teens are trying to figure out their identity. They are beginning to make choices about their future. They are starting to develop bonds with people outside the family. A teenager’s ability to successfully launch themselves into adulthood has a lot to do with how secure their home base is. You don’t want your teen to leave home prematurely – before their ability to handle independence has been sufficiently developed.

Children, especially young children, often hope their parents will reunite. In fact, many children harbor a fantasy about reunification that lasts for years. Others act-out in school or at home so their parents have to work together to address their behavior problems. This can be an attempt to reunite the parents.

If you sense that your child is holding on to a fantasy of reunification, it’s best to address it. This is a sign that your children are having difficulty coming to terms with and accepting the divorce. Again, the best remedy is open conversation and clear reinforcement that you and your spouse are not getting back together. You need to help your children accept the fact that your divorce is final.

Dating is a challenge for divorced parents with children. If your children are young, they are susceptible to growing attached to your new love interest. This is dangerous. It’s best for parents to keep their dating life separate from their children until they are certain the dating relationship is a substantial one and that it is going to be longer term. Your children don’t need to go through another loss. Additionally, young children often feel caught in a loyalty bind between the new romantic partner and the parent of the same sex.

An awkward dynamic occurs when teenagers and their divorced parents are both dating. Teens feel awkward and uncomfortable about their parents as sexual people – especially in light of the fact that they are beginning to explore their own sexuality. With teens, it’s important to remember that how you handle your sexuality may impact how they decide to express theirs.

Teens may be slower to accept your new boyfriend or girlfriend than younger children. They may mouth- off and be disparaging about this person or treat the person rudely. This is their way of acting out their anger and disappointment over the divorce. It may also be their way of being loyal to the same sex parent. On the other hand, they may have some legitimate reasons for not liking your new partner. It might be smart to explore what their feelings, attitudes, observations and objections are. You might learn something that could be important.

With adult children who are out of the house, anger and disappointment over your divorce are often related to feelings of betrayal. Your adult children may have a lot of questions about what was going on in your marriage, about why you’re deciding to divorce now, etc. With adult children, it’s easier to be open and honest and to go into a bit more depth about your reasons for divorce. Chances are they will understand your decision to a greater degree because they have a better grasp of who each of you are as people – in addition to being their parents. They will have observed and developed their own attitudes and feelings about each of you, about your flaws and about the shortcomings in your marriage. Still, adult children often feel cheated. They may have an understandable wish to preserve the memory of having had an intact family – regardless of how difficult the circumstances may have been. There may also be a greater likelihood to take sides, because they’ve developed their own attitudes and perspective on each of you as people.

In summary, the single best step you can take is to keep the lines of communication open with your children – regardless of their age. You need to place your own feelings about the divorce on the back burner long enough to take an active interest in how your children are coping with the divorce.

Copyright Johanna Nauraine, 2010

REPRINT RIGHTS Statement: This article is free for republishing by visitors provided the Author Bio and Copyright is retained and the link remains active.

Johanna Nauraine is a psychotherapist in private practice in Chicago. She specializes in premarital, marital and divorce therapy, infertility, addictions and career coaching. You can read more of her relationship articles at: http://johannascouch.com

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Internet Marketing Explained Part 3 – Marketing Tools For Your Online Business

So you have decided what your online business model will be. So now the question is, how are you going to get your business in front of consumers? The answer is the ever so talked about, internet marketing. The word internet marketing covers quite a bit of ground. So in this article I want to break down a few things that are all considered internet or online marketing. This is not the how-to, rather it is the what-can be done with internet marketing. Some of the things we are going to cover will work as supporting internet marketing tools, while other can function as a complete business for those who only do internet marketing like affiliate marketers for example. In part 4 of this article we will go into building traffic to your site, we will also discuss other aspects of internet marketing in parts 5, 6, 7 and 8.

If you are ready to start looking at doing some internet marketing for your business you should have already done all the basic research. Your site should be up with all the basic marketing tools on them, and you will know what your target market is. Since I am going to assume that you do not have the marketing tools on there yet, I will go over a few of them as well.

So what internet marketing tools are available for you to use, both on your site and as additional support. The basic ones that you should be aware of and hopefully have on your site is either a newsletter or auto-responder. This requires an opt-in form somewhere on your page that allows you to get a persons email address if nothing else. Most will ask for both a name and email since it allows you to personalize your correspondence with the user. Some other basic tools are of course your copy, images and other content that you can have on your site, but that is pretty much a given. Other tools that can be used on your website as part of internet marketing are for example auctions, coupons, membership areas and of course informational pages. Even though you are not selling the information, it can still be a very valuable tool. Another thing you can do on your site as part of your internet marketing is offer an affiliate program, which of course only works if you are selling something and you are not an affiliate marketer yourself.

The next thing I want to mention as part of internet marketing is SEO. This is what makes the search engines deliver your website as a result when people do specific searches. SEO is a big part of generating traffic to you website, or should we say, it can be a big part if you do it right. SEO has two aspects that are both important and need to be done right in order for your internet marketing to be effective. The two aspects of SEO are on-site and off-site optimization. If you approach your marketing on the internet in a well thought out way, you will automatically be doing off-site optimization, but the on-site will require your direct attention, research and work. SEO does not happen over night and is an ongoing process on your behalf to make sure that your site is steadily climbing up the results on the search engines. If you do your research and understand SEO you will not need to focus specifically on it, rather it is something that is built along side your online business.

Now here is a brief look at some tools that you can use that are not directly related to your website, or on your website. These are the internet marketing tools you can use in combination with your website in order to increase traffic, exposure, brand recognition and if done right you can use some of these tools to increase your turn over rate of lookers to buyers. A few marketing tool you can use are of course the obvious ones like plain advertisements. This can be PPC, PPM or banner advertisements. In addition you can use classifieds, paid registration with directories and local business registration with some of the search engines. This type of internet marketing can vary extremely in price and depending on what kind of investments you are willing to make, may be over your internet marketing budget. This form on internet marketing is extremely effective, if of course they are done right.

Some other forms of internet marketing you can use are things like squeeze pages, social media marketing and email marketing. Squeeze pages are becoming very popular with internet marketers, because you can use them in several ways. This includes using them on your website and/or setting them up to work as a stand alone tool in your internet marketing campaign. A squeeze page or opt-in page as they are also known as is a fundamental tool that requires the use of either a newsletter or auto-responder. Without either of those a squeeze page is useless, because a squeeze page or opt-in page is really nothing more than a tool used to “harvest” names and email addresses of your users. This is done so that you can start utilizing email marketing and establish a relationship with your users, both those who did not buy and those who did buy. Another form of email marketing is buying an email campaign. This can be a very effective way to give your internet marketing campaign a boost. There are vendors out there that offer to do email marketing. This service is provided by companies that normally have spent years building an opt-in list of users that are interested in certain products or services. Email marketing campaigns are normally sold by millions of emails sent and have a pretty good response rate. This means that you can create an email that will be sent to several million users at a time, so if you only get a small fraction of people clicking through to your website it could potentially mean that you get several thousand users to take a look. The last part we want to briefly touch on is a phenomenon that had been up and coming over the last few years. Social media marketing has started to become an internet marketing field of it’s own, with companies often spending quite a bit of the marketing funds focusing on social media marketing. Social media marketing is the term used for internet marketing done on all social networks. A social network is anything that allows users to interact, either in writing, with videos or audio, so as you can guess the term covers almost just as much ground as the them internet marketing does.

All of the terms and the tools we have covered in this part are extremely valuable tools. Even though this list is not complete and does not cover all of the tools available for internet marketers, an internet marketing campaign will consist of a combination of these tools. There are several variations that you can use in order to maximize your marketing efforts and I suggest that you educate yourself about how these tools can be used effectively. Once you learn how to use these internet marketing tools in an effective way, you could be the next internet success story.

If you would like more information about internet marketing you can visit our internet marketing information

Gudmundur Sigurdarson (Gummi) is the founder of Redknight Marketing, online marketing and website design, Mindformula, life and executive coaching and 10make90, internet marketing made easy [http://www.10make90.com/]. He is the former VP of DesignEuropA where he worked with several hundred businesses over the course of 6 years, helping them grow their business both on and off line. Mr. Sigurdarson created the sales manuals, sales training, franchise model and franchise training program for DesignEuropA. In addition Mr. Sigurdarson has written a number of books on personal and professional development, online marketing, website creation and business startup guides. Mr. Sigurdarson has a dedication to helping people succeed, he does this both as an author, corporate trainer, speaker and coach.

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Popular Business Misconceptions Cost You Money!

Faulty information costs you money! Which of these

popular business misconceptions do you believe?

Popular Misconception #1:

“We Only Need Our Books Done Once A Year For Tax Purposes.”

Are Your Accounting Records Adequate To Run Your Business?

Although it is important to keep records for tax purposes,

it is not the only reason (or even the primary reason) good

accounting records should be kept. Another frequent reason

clients request financial statement preparation is to obtain

bank financing. Although important, this also is not the

primary purpose of keeping good records for your business.

Good recordkeeping will enable you to extract meaningful

financial information for your business that will help you

to manage it properly. If you can`t access this information,

you will not be able to manage your business properly. Bad

management leads to business failure.

Yes, the primary reason good accounting records should be

kept is to produce periodic (at least on a monthly basis)

financial statements for management information purposes.

Only with this current financial information can you properly

manage your business. This information can alert you to

declining sales, excessive expenses, tax opportunities,

cashflow problems, and many other vital concerns for your

business.

To be of value, this accounting system should be set up

with meaningful account categories and departments. It may

be cost-effective to have an outside accounting service do

the monthly bookkeeping. However, with accounting software

that is readily available, you don`t have to be an expert

bookkeeper to do your own books and extract meaningful

financial information.

If you do your monthly statements yourself, it would still

be prudent to have your accountant or business advisor help

you set up your system and, as well review such information

with you to discuss problems and opportunities.

Popular Misconception #2:

“Writing My Hobby Off As A Business Loss

Saves Me A Lot Of Income Tax!”

Is Your Hobby A Tax Write-Off?

If your business has no reasonable expectation of profit, if it is a

hobby and not really a business, you will ultimately fail in your tax

objective. Since your losses are being incurred for a hobby and not a

true profit generating business, the tax authorities will take the

position that you aren`t entitled to any deductions. This is a double

blow. First, you`re losing money. Second, you`re denied tax deductions.

It is true, however, that if you enjoy what you`re doing, you`ll do

better at it. You`ll be willing to work longer hours and you`ll be

willing to put up with more hardships in order to make your business a

success.

Rather than attempting to have the tax system subsidize your hobby,

why not turn that favorite pasttime into a real, profit generating

business? This is a doubly rewarding. First, you make money at

something you love doing. Secondly, the tax authorities legally have to

allow your reasonable expenses to earn your now substantial business

income.

Prove that you`re running a business by running a business. Prepare and

follow a proper business plan. Keep good accounting records with at

least monthly financial statements to give you the information you need

to manage your business. Above all, make money from what you do.

Popular Misconception #3:

“I Don`t Make Enough Money to Incorporate!”

Will Incorporating Really Benefit You?

Some persons resist the idea of incorporating themselves because

the tax savings may not justify the added costs of incorporation,

annual minutes, and extra tax returns. However, incorporation gives

advantages that go far beyond tax savings.

Insurance may give you some protection against loss. However, you

may suffer business losses and lawsuits that may not be covered. For

extra protection, consider incorporating yourself. The limited

liability of your own corporation alone may justify the additional cost

and complexity.

Corporations may also be used for income-splitting with your family,

as well as estate planning and retirement planning objectives.

Additionally, corporations lend some credibility to smaller businesses

and may enhance your image and prestige in the eyes of clients or

suppliers.

Lower corporate tax rates will generally apply on small business income.

Even in loss years, wages can be paid by the corporation to you so that

you may utilize personal tax credits available. If unincorporated, these

credits might be lost forever. The now larger corporate losses can be

carried forward to future (hopefully more profitable) years.

A full analysis of the advantages and disadvantages of incorporation is

beyond the scope of this report. However, being incorporated may give

you more flexibility and advantages than you originally anticipated.

Certainly, it is not prudent to reject it as an option simply because it

is more complicated and costly. In fact, it may be one of the best

investments you ever made.

Popular Misconception #4:

“I really need an office out.

Being home-based makes me look amateur!”

Is A Home Office REALLY Professional?

Many times small business persons make the mistake of generating

unnecessary overhead in order to impress clients and prospects. Often

this attitude leads to escalating debt and business failure. One such

example is getting an impressive, but expensive, commercial office

space.

Customers aren`t stupid. They can see when such outside space is

necessary or advantageous for them. They can also see when it is a

waste of money and designed to fuel your ego. What matters most to

clients is whether they are getting cost-effective results or not. If

your product or service delivers such excellent value, your customers

will be impressed and come back. In contrast, if one allows his ego to

get in the way of satisfying the customers` needs, they will go

elsewhere.

With the move to telecommuting, downsizing, networked communications,

and home-based businesses, operating from your home office is actually

smart and trendy. Can you think of a more appropriate location for a

consulting firm specializing in home-based businesses? They of all

businesses should set the example in cutting unnecessary expenses and

operating efficiently.

This is not to say that there aren`t any disadvantages to being

home-based. One certainly must be well organized, disciplined, and

willing to follow good time management principles. This alone could

mark you as more professional than other businesses, home-based or not.

Expensive office space is not the answer to reflecting a professional

image. If you are truly concerned about your image, offer quality

service. Make sure that all your corporate communications (telephone,

websites, printed materials, et cetera) reflect the professional nature

of your business.

Popular Misconception #5:

“Since we`re not seeking financing,

we don`t need a business plan.”

Do You REALLY Need a Business Plan?

To obtain financing, many persons will prepare a business plan.

Although entrepreneurs will go to great lengths to get their loan or

capital, these same business persons will not bother to plan ahead very

far or analyse their business. Even if you required no additional

money, preparing a business plan can help you to succeed in your

business.

Running a business without a plan is like going on a trip without a

map,sufficient gas, money, or even a destination. Just as you wouldn`t

go on a vacation without some planning, no business can be successful

without it. Putting that plan in writing helps you to think out a

strategy for successfully operating and growing your business.

Where is your business today? Where will it be tomorrow? What is your

mission statement? What product lines are profitable? Which ones

aren`t? What business do you think you are in? What business do your

clients think you are in? Should you be in a different business? Is

your product or service less attractive to your clients? How are

competition, global commerce, technological and social changes affecting

your company? What is your competitive strength? What are your

weaknesses? Who are your biggest competitors? What are their

weaknesses and strengths? What is your marketing strategy?

What are your projected income and expenses and cashflow for the next

year? How about the next five years? Do you have a capital budget?

What determines whether you buy an asset or not? Do you have an exit

strategy? How will you manage growth? Do you have a financial plan? Do

you have an operations plan? What definite sales and net profit targets

have you set for this year and the next five years? What factors could

interfere with the attaining of these goals? What contingency plans have

you made to deal with such problems?

The purpose of these questions is to get you thinking and planning.

If you fail to plan, you plan to fail. Although your accountant or

business advisor can help you prepare your business plan, only you can

set the appropriate goals and follow through on them. Yes, you

definitely need a business plan, not just for obtaining capital, but as

a roadmap for your business.

Popular Misconception #6:

“I like bartering with clients

because it saves paperwork and taxes.”

Are You Reporting Barter Transactions?

Bartering is an excellent way of doing business. However, contrary to

popular belief, some barter transactions are taxable, both for income

and sales tax purposes.

Legally, you must maintain adequate financial records for your business.

Barter transactions made by your business must be reported to the

appropriate taxation authorities and taxes paid. However, transactions

between friends not engaging in business with each other may not be

taxable.

If you are an auto mechanic and I am an accountant and I swap accounting

services for your car repair services, the transaction in this case is

most likely taxable, even if we are friends. However, your accounting

fees should be deductible as a business expense and so should the

business portion of my car expenses. Note also that sales and similar

taxes may apply on this transaction.

On the other hand, if I trade accounting services for a vacation for my

family, I should really declare the value of such services as income.

The firm supplying the vacation would be able to deduct that value as

accounting fees. Any sales or similar taxes would have to be paid on

such transaction.

Many persons don`t record such transactions. For some, it may be a

matter of wanting to believe that you don`t need to be bothered with the

extra paperwork or taxes. Remember, though, that ignorance of the law

is no excuse. Legally, you must keep proper records and pay all taxes

due.

Popular Misconception #7:

“All My Workers Are Self-Employed, So I Don`t Need

To Bother With Payroll Or Workers` Compensation.”

Do You Need To Pay Payroll Taxes?

To save on payroll taxes and workers` compensation premiums, many

employers arrange their affairs in such a way that those working for

them are self-employed, independent contractors. This is good tax

planning.

On the other hand, some employers take the position that all those

working for them are self-employed, whether they are or not. Although

it is tempting to eliminate payroll taxes and workers` compensation

premiums, care should be taken to do so legally.

Whether those working for you are employed or self-employed is a

question of fact (which can be determined by the Courts). Do you supply

the tools and vehicles? Do you determine the working hours? Do you

have the right to control how the job will be done? Do you pay a

flat-rate or by-the-hour or a salary? Does your worker have other

clients?

By asking several such questions, a pattern will emerge as to whether

your worker is employed or self-employed. If it turns out that your

worker fits all the criteria of an employee, don`t say he`s

self-employed. On audit, you would still be responsible for the payroll

taxes (and penalties and interest as well).

Even if your workers are considered independent contractors by the

Income Tax Department, it is still possible that they will be considered

to be “workers” for purposes of Workers` Compensation legislation.

Thus, it is the responsibility of the employer to determine whether such

coverage is necessary or not. Failure to obtain proper coverage could

subject you to substantial (and unnecessary) costs.

In review, calling someone self-employed, doesn`t necessarily make them

self-employed. If you have a dog, call it a dog. Your position that

your dog is really a cat will not be successful. Likewise, make sure

that your position regarding your workers is legally correct.

Popular Misconception #8:

“My Accountant Charges Too Much.

I Can`t Afford It Anymore.”

Is Your Accountant Worth His Fee?

Many business persons view bookkeeping, accounting, and tax preparation

as necessary evils. In their view, accounting fees are an expense to be

reduced, deferred or even completely eliminated.

A good accountant, however, can give you benefits far in excess of the

fees charged. Well-designed accounting systems will enable you to

extract meaningful financial information for your business that will

help you to manage it properly, avoid business failure, and alert you to

declining sales, excessive expenses, tax opportunities, cashflow

problems, and many other vital concerns for your business.

Your accountant can save you lots of money with the advice you receive

on tax and other business matters. As well, a competent accountant can

be a valuable resource in discussing business problems and opportunities

with you.

Popular Misconception #9:

“Nobody Makes Money On The Internet.”

Can You REALLY Profit From The Internet?

Many people feel that the Internet is all hype. Many others feel that

it is overrated. Still others are of the opinion that it may be good

for some types of business, but not theirs.

Typical comments heard include: “I`ve lost money on the Internet…Major

corporations have lost millions…Do you personally know anyone who has

made money from the Internet?”

However, if you check out the list of recent billionaires, a high

proportion of these are Internet-related, and many of them under

forty years of age. As well as the very rich, you can find many cases

of more modest financial prosperity resulting from Internet commerce.

It is true that many are losing money on the Internet. It is also true

that many don`t know what they`re doing. However, with the proper

assistance, you, too, could profit from the net.

J. Stephen Pope, President of Pope Consulting Inc., http://www.popeconsultinginc.com/ has been helping clients to earn maximum business profits for over twenty-five years.

For valuable Work at Home Small Business Ideas, visit http://www.yenommarketinginc.com/

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How to Find Good Childcare Service

America is a mobile society. Extended families more often than not live hours or days away from each other, or if they do live close to each other, grandma or grandpa may still be in the workforce. Unlike 40 or 50 years ago, today’s parents are raising their children without much help from extended families. More households have both parents working or are headed by a single parent who works. How do these households find good childcare?

One option is to run a help wanted ad in the newspaper. This can be costly and time consuming. In addition to paying for the ad space in the paper, you will have to answer questions about the job on the phone, collect resumes, read through them and then interview potential candidates. Another option is asking friends to recommend a childcare provider to you. Or, you could answer ads in the newspaper advertising childcare services. All of these options require meeting with the prospective provider, but even at this point you cannot be sure that they are representing themselves truthfully unless you run a background check, which will also cost you money.

There is an easier, less costly, less time consuming way to find childcare. Thanks to the internet, childcare services have emerged to help solve the childcare problem. Childcare services act as a clearinghouse where childcare providers and families can connect.

Each childcare provider who signs up with the service completes a profile which includes a picture of the provider, availability, type of care provided (nanny, babysitter, au pair, last minute care, special needs care), experience with children, rate, age, gender, location and contact information. People looking for childcare can browse the providers and/or post a their own profile.

Information can be searched by zip code to locate providers who serve a given area. It is free to search and browse childcare providers, but the provider’s contact information will only be shown once the person searching for childcare becomes a paying member of the site. On becoming a paying member of the online childcare service, families gain access to provider contact information, can do free background checks through the service, as well as check the provider’s references.

Whether the childcare need is a live-in au pair, a regular babysitter or a babysitter who will take care of sick children, using an online childcare service streamlines the process of finding childcare and minimizes the risk for families and providers alike.

Are you looking for reliable & safe child care? For Mom-reviewed caregivers, FREE background checks, recorded references and job posting for sitters & nannies CLICK HERE! [http://childcaresearch.biz]

We also provide Senior Care, Special Needs Attention, Tutoring, House Sitting, and Pet Care! Visit us at Care.com [http://childcaresearch.biz]

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New Jersey Car Insurance – What Do You Need To Know About It?

When purchasing New Jersey car insurance there are many decisions you will have to make. You need to understand what kind of car insurance coverage you need and how much you can afford to pay. New Jersey car insurance will have no trouble meeting your needs but you, yourself, must know what you need in insurance for New Jersey driving before you purchase. Just keep in mind that there are many options for Nj insurance available with all the different companies selling insurance.

When purchasing NJ car insurance, there are some things the agent is bound by law to inform you. For New Jersey car insurance you have three coverage choices called “Insurance Scenarios”. The car insurance agent this will let you know how each choice may affect your policy and what you pay for benefits if you happen to have an accident. He/She should tell you that you can cancel your car insurance anytime you want, for example, if you find better car insurance with another car insurance company.

You can also change the insurance coverage and policy limits for your car at any time, even if you are not close to your car insurance renewal. If you select options when you purchase New Jersey car insurance then it may pay off when you’re ready to cancel there may be a refund if you cancel early. All New Jersey car insurance companies must give you back the refund within thirty days from the day you cancel your Nj car insurance.

New Jersey car insurance is divided into different coverages, but this is based on the type of claim that will be paid out to you or others. One is personal injury protection – this protects you or others depending on who is in the car at the time of an accident, and will pay the medical coverage regardless of which driver is at fault. Then there is liability car insurance that pays for damages incurred when you are at fault in an accident. This also covers any legal help that you will need if you are being sued. Within liability car insurance, there are also two types of coverage – bodily injury and property damage. Most New Jersey car insurance companies carry the same policies. These insurance policies pay for anyone that is hurt or die as the result of the accident you caused. You may think the cost of car insurance is high when you take out a policy in New Jersey, but it’s nothing compared to what an accident would cost you if you didn’t have any NJ insurance on your car.

Here are a few things for you to think about when buying car insurance in New Jersey.

For a website totally devoted to Car Insurance visit Peter’s Website Car Insurance Answers and find out about Car Insurance Quotes as well as Cheap Auto Insurance and more, including UK Car Insurance, Car Insurance Rates and Car Insurance Quotes.

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Repair it Yourself Or Call the Expert?

We’ve all been there – you’re heading out for a day of lawn work and your lawn mower won’t start. The big question before you now, should you try to fix the lawn mower yourself or should you call the experts? Here are a few scenarios to help you decide whether you should attempt the lawn mower repair at home or bring it to an authorized repair person.

My Lawn Mower Won’t Start

If your lawn mower will not start, check the gas tank first. Did you put the mower away for a long period of time without draining the gas tank? If so, you probably have a tank full of bad gas. Drain the tank and fill it with new gas. Check to make sure you have enough gas in the tank to get the mower running and that it is the correct kind of gas.

The Lawn Mower Starts Slowly, but Stops and becomes Difficult to Start

This is a pretty good sign that the engine is not getting enough air. Don’t worry, this is not going to require a costly lawn mower engine repair! Start by checking the air filter; a clogged or dirty filter can be cleaned with a little hot water and dish detergent. Simply scrub the filter and replace it.

You also may have a bad spark plug. The mower engine will not start up if the spark plug is bad or dirty. This fix may be as simple as pulling out the old spark plugs, cleaning them and replacing them.

My Lawn Mower Is Dead

Start by unplugging the spark plugs and turning the mower over. It is extremely important to make sure the mower is not able to start up while it is turned upside down. Check various mower parts, including the blades. You are looking for string, long grass, plastic or metal stuck between the blades, as any of these items will stop the blades from working and automatically incapacitate the mower.

Look in the gas tank, at the spark plugs and at the air filter. Make sure there is gas in the tank, the spark plugs are working and the air filter is clog free.

If the mower is still not working, take off the mower engine cover. Look at how the gas flows into the engine by removing the pump cover and pushing on the rubber pump. This will show you how gas is flowing into the engine and whether there are any problems with the hose. You may just need to take a clean rag and wipe down the hose or use a small pin to clean out the injector hole.

The last place to check is the automatic shut-off connected to the accelerator, as it may have lost a spring. Look for a metal line from the shut-off mechanism to the choke; you should see a small spring that attaches to the body of the lawn mower. If it fell off, you will see two small holes where the spring used to be. You can find a replacement spring at any hardware store.

These are all relatively easy repairs that you can make at home. The rule of thumb about calling an authorized repair person is you have reached a point in the project where you no longer feel comfortable doing it on your own. No matter when you reach this point, whether it comes after you checked the gas tank or after you take off the engine cover, it’s time to call a repair person.

Do not get in over your head in a repair project. When you are unsure of how to proceed but go ahead anyway, you can make the problem worse; and this only means a bigger repair bill!

Sundar K is is the author of this article about lawn mower repair, lawn mower parts and lawn mower engine repair. THDRepair is one of the largest authorized repair specialists in the U.S., has held a number of positions within the company over the past 10 years, previously as Director of Operations and Director of Business Development.

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Childcare Transition

Childcare Decisions

Most parents find themselves perplexed and anxious when it comes to making the best choice for the care of their children. Leaving a child in a childcare facility for the first time can be nerve-wrecking experience, both for parents and the child. However, keeping in view the busy lifestyles of most parents, this does seem like the most sensible and inevitable option. Choosing a childcare facility about which the parents feel most confident and can trust with the welfare of their child, along with mentally preparing themselves and the child about the incursion of a childcare facility in their daily lives should be used to decrease the anxiety that props up during this transition phase. Some parents and children have such extreme reactions about a childcare environment that they need counselling from a psychologist!!

Positive Childcare Transition

One of the most-commonly used methods of making the transition easy is by mentally preparing the child. Before the childcare schedule actually begins, the parents have to make the child used to the reality that he/she would be away from the similarity of a home or the presence of parents for some hours, every day. Parents should begin talking to the child about the various kinds of activities that would be a part of childcare schedule. The child should be familiarized with the rules/regulations that are a part of a usual childcare environment. Parents should try and distance themselves for the child a bit – just to an extent that the child becomes familiar with the idea of not being in the company of parents.

Another important aspect of this childcare transition is recognising the child’s special requirements and making sure that these would be satisfied in the childcare/preschool set-up. When it comes to choosing the best-suited childcare center, try out for the best possible and nearest location. This would reduce the scheduling/transport problems that are associated with the childcare format.

Childcare Options:

  • Child care centers are where the child is provided a group setting. He is made to socialize with other children, usually of the same age group, and there is supervision under the presence of numerous qualified or non-qualified childcare providers.
  • Family childcare centers have the provision of the child staying in the carer’s home. The children may or may not be of the same age group but benefit from home-like environment.
  • Some neighborhoods have facilities called In-home child care facilities. Here a childcare provider is provided and he/she visits the parent’s/child’s home to take care of the child.
  • Most popular choice is the nursery schools/pre-schools/playschools. These are professionally-managed childcare centers. Here the child is inducted in a properly-structured, core curriculum that is backed with the presence of qualified preschooling educators.

Author: Suchita Sehni has contributed a lot in Child Education and Parenting. At present she is an active member of Education Hub.

Visit Education Hub India for Delhi Universities, Delhi schools and Delhi colleges.

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Sports Cars

Stylish, sexy, sleek, streamlined, spirited and speed demon are all words used to describe sports cars, which are essentially two-door automobiles that are designed for high speeds, great power and smashing good looks. The manufacture of the modern-day sports car began only after 1945, when the economy started booming, technology developed dramatically and better roads were being built. They came in various shapes like convertibles, roadsters, coupes, grand tourers and sedans. Sports-car lovers are either devoted to timeless classics that have been souped up for current times, or are trendsetters looking for the latest kind of exotic car.

From powerful purring beauties like the Mercedes Benz SLK 350 to thundering thrillers like the Ford Mustang V-8, you can choose a sports car that matches your personality. In fact, sports cars are as much about personality as they are about performance – smooth aerodynamic bodies of carbon fiber, chrome pipes and fittings, rich leather upholstery, wide wheels, shiny wooden panels and snazzy paint jobs.

Different brands of sports cars adopt different principles of design. Some cars may be light in order to achieve greater acceleration, others may boast of extremely powerful engines for better car handling and performance, while still others may stress safety and comfort rather than style. The majority of contemporary sports cars have front-wheel drives as opposed to rear-wheel drives, which were more common in the earlier generation of sports cars. Many cars also have the engine in the center, driving the rear wheels, which is unique to sports cars. In these cars, the engine is placed behind the driver, at the middle of the chassis. Porsche is the only sports car that has the engine mounted at the rear, driving the rear wheels. This aspect is a crucial part of car design, as it affects the maneuverability or handling of the car, which is critical at high speeds.

The most well known brands today are Ferrari, Porsche, Lotus, Lamborghini, Bugatti, Aston Martin, Alfa Romeo, Maserati and Triumph. Companies which manufacture other cars also make some sports models; prominent among these are Ford, Toyota, Honda, Chevrolet, Mitsubishi, Mazda, and Nissan. Today, the design and manufacture of sports cars is becoming more specialized and competitive, with newer, more attractive designs and a higher degree of technical sophistication being utilized.

Sports Cars provides detailed information on Sports Cars, Exotic Sports Cars, Classic Sports Cars, Sports Cars for Sale and more. Sports Cars is affiliated with SUV Vans.

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Friendship and Politics – Can They Mix?

Making new friends can be a tricky process. When we first meet someone new, we often get the advice to stick to very safe small talk conversations. We are told that we should never discuss controversial topics such as religion or politics with people we have just met. Either of these two topics can result in a bitter argument if both people are passionate about their differing points of view. You can easily destroy all chances at a friendship if you discuss controversial topics too soon.

Is it always true that we should never bring up the topic of politics with someone we have just met? Is it possible to develop a good friendship or romance with a person if you hate their political beliefs? What if you are attracted to someone, but you hate their politics? Should you limit your friendships and relationships to people who share your political views?

Today in many countries, politics has become very intense, and differing political views can spark an intense argument.

In spite of this, the advice to avoid all discussion of politics with people that you don’t know very well is not always necessary.

For example, you might find yourself at a political convention surrounded by thousands of people you don’t know, yet you would have a good chance of having great political discussions with anyone of them. It’s very possible that most of the people you meet at such an event will love having political conversations with you.

There’s another time you might want to bring up politics right away, even when you don’t know how the other person will react. You might be one of those people who takes politics so seriously that you don’t want to get to know a person slowly and only later find out that their political beliefs don’t match your own.

In such a case, you might prefer to have your political discussions right away so that you decide whether or not you want to invest more time in this person.

Most of us are not that extremely passionate about our politics, yet politics still has the potential to break up relationships, especially in the early stages.

That’s why we are usually advised to stay away from discussing politics until we know a person better.

Many people who have very strong political opinions also dislike any people who have a differing point of view. They are not willing to be tolerant of people with other political views. This makes it very difficult to make bonds of friendship or love if the other person has different political beliefs.

Still, some people have managed to create successful friendships and marriages even though both people have differing political views. How do they manage this? It’s more likely that people with differing political viewpoints can make a successful friendship if neither of them are very passionate about politics.

Before you decide to bring up the topic of politics with a person you don’t know well, ask yourself how you will react if it turns out that their point of view is the opposite of your own. Then ask yourself whether you think it’s worth the risk.

In some cases, people with very different political opinions manage to stay good friends or even have happy marriages because they actually enjoy having passionate arguments about politics. They have enough respect for each other that they can overlook their differences. In other cases, friends with different points of view simply decide to avoid any political discussions altogether.

This article was written by Royane Real, author of the popular book “Your Guide to Finding Friends, Making Friends and Keeping Friends” Discover many more interesting self help articles at her new website at http://www.royane.com

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Save Money On Your Next Car

So you reached the stage where you’ve decided to change your car. But you never seem to have enough money, so you’ll have to add to your existing debts. You don’t really want to borrow any more because it’s such a struggle to repay, but you really need a car

And now for the good news; it’s possible to save money on your next car…provided you know what to do.

1) Using A Loan

Most private cars are bought with borrowed money, either in the form of a personal loan or a special car finance scheme offered by a variety of dealers/lenders. Here’s how to get the best finance deal for your new vehicle.

a) Shop Around For The Best Interest Rate

Lenders are always competing for your business. It’s a buyer’s market, so don’t accept anything more than the going rate for someone of your financial status.

Use the internet to search for the lowest rate available. And bear in mind that lenders are constantly trying to attract new customers with special deals.

Doing your homework and comparing a range of different deals (always using the APR rate and the overall cost over the life of the loan) will allow you to get the best deal.

One advantage of using a personal loan rather than a car finance plan is that your loan and the rate of interest you’ll pay can be pre-approved before you go shopping. This means that you know how much the loan will cost you before you go shopping, and you won’t have to haggle with the car salesperson. The also removes the risk of them being able to confuse you into paying more for your car than you intended.

b) Improve Your Credit Rating

Having a good credit rating is one of the most important ways to save money on car loans (or any loan for that matter). The better your credit rating, the better deals you’ll be offered on your borrowing.

A good credit score = A low interest rate.

Again, take a look through the internet. There’s a wide range of information on how to build up your credit score.

For now, just remember than it’s important to pay all your loans on time (late payments of defaults will damage your credit score). It’s also important to keep your overall borrowing within reasonable limits. After all, from the lenders point of view, someone with heavy debts represents more of a risk.

c) Gather Together As Big A Deposit As Possible

The more money you have to put towards your new car the less you’ll have to borrow.

So in the months prior to changing your car, save as much money as you can to reduce the amount that you have to borrow. Every extra dollar you can put towards the deal may save you repaying two dollars.

It’s also important to take your current car into account. The more you can sell it for (or trade it in for), the less you’ll have to borrow to fund your new car. So with that in mind, here’s how to get the best trade in value.

  • Take care of your car. Drive it carefully, and keep it well maintained and serviced
  • Before you visit the car showroom, do your research. Find out how much your car is worth. Find out it’s trade value and the amount that a garage could sell it for. There figures will give you a rough idea how much the dealer should offer you for your old car
  • Find out how much the dealer is willing to give you for it’s trade in value. And if a car dealer offers you a laughable sum for your old car just move on to the next dealership

Whatever happens, don’t haggle hard to get the best deal on your finance and then hand it back to the dealer by accepting a poor trade in value. It’s an unwritten rule of the car trade; the less the dealer makes on the sale of a car/the finance agreement, the less trade in value they’ll offer.

2) The Fund The Depreciation Trick

I must warn you that this technique is only for people who have an advanced understanding of money and finance.

If you can’t afford to buy your next car, and don’t want to pay the high rate of interest on most personal loans or car finance agreements, here’s what to do;

a) Choose a car that depreciates as slowly as possible. You can find this information in many car magazines or on the internet. Alternatively, you can work out your own figures using the prices charged for second hand models in your area.

So let’s say you decide to buy a new car that will be worth 66% of its value after three years (assuming it stays in good condition and covers an average amount of miles). That’s great.

It costs $30000. So you could get a personal loan at perhaps 8%, which might cost you $1100 per month over three years. But that seems rather steep, so you move on to the next stage of this idea.

b) Take a personal loan to cover the cost of the depreciation over the period you plan to keep the car. The car costs $30000 and will be worth $20000 when you sell it three years later. The depreciation will cost you $10000 over three years.

So you take a personal loan for $10000 over three years at a cost of $367 per month and move on to stage three.

c) Fund the rest of the cost by extending your mortgage on an interest only basis. The car costs $30000, you have $10000 from your personal loan, which leaves $20000 to find.

As a mortgage is secured borrowing (less risk for the lender) the interest rate is much lower. Assuming a low mortgage rate, another $20000 might cost $130 in interest per month.

Overall, it will cost you $497 per month to fund your car using this method.

Now you’ll notice that mentioned an interest only mortgage. This was to keep the cost of the loan down. All you need to do is to keep the debt from getting any bigger until you sell the car.

Three years later when you sell the car for $20000, you can use that to reduce your mortgage and get back to the position you were before you got the car.

So instead of it costing you $1100 a month (or an average of $544 a month when the sale price of the car is taken into account $1100 x 36 = $39600 – $20000 = $19600/36 = $544) throught the personal loan route, it will only have cost $497 each month. Saving an average of $47 per month (or $1692 over the three year period), and making it much easier to meet your monthly repayments.

In effect, what it does, is to save money by temporarily shifting the bulk of the price (the retained value) over to a long term loan (your mortgage) at a lower rate of interest, until you can repay it by freeing up the value of the asset (selling the car).

At the same time, the short term loss (the depreciation over 3 years) is repaid over the short term (three years) using the personal loan.

As I said, this is an advanced technique, but it will save you money on your next car. But let me say four things;

One: Only use it if you don’t have the money to buy your next car and don’t want to pay the high interest rates of a personal loan/car finance agreement.

Two: It will only work if the value of your property is enough to allow you to increase your mortgage.

Three: It also increases the risk that you won’t be able to pay your mortgage and your home will be repossessed.

Four: And there’s the risk that your could lose money if your car is written off and you don’t receive adequate compensation (but the same could happen if you borrow money to buy a car, regardless of how you borrow it).

3) Stay Ahead Of The Game

The ultimate way to save money on your next car is to be in a position to buy it without a loan. And that’s not as far fatched an idea as it might sound.

The idea is to gradually save money over the years that you keep the car, so that by the time you come to sell it, you’ll have enough money (along with the trade in value of your old car) to purchase your next car outright. You then repeat the process with the next car.

Let’s say you have a car worth $20000. You plan to keep it three years, by which time it will be worth $12000. Now allowing for inflation, your next car might cost perhaps $22000. That means you have to build up $22000 – $12000 = $10000 over the next three years. You will then be in a position to buy your next car without having to borrow any money.

This means you’ll have to save $270 a month ($10000/36 = $278) over the next three years. Open a special bank account and keep it specially for the purpose of renewing your car. Add a certain amount to it every month and you’ll never have to waste money on a car loan again. It’s also a good idea to choose a car that will hold as much of its value as possible during the time that you keep it.

But you may have noticed a slight problem with this idea. After all, if you have to repay a car loan every month, it’s going to be difficult if not impossible to save another $270 a month.

But there are two ways to get ahead of the game.

a) Save as much as you can each month, so that each time you change your car, you have to borrow less. Over time you’ll reach the position where you don’t have to borrow to buy a car.

b) Once you finish repaying a loan that you used to buy your car, keep it for as many years as possible. During that time, keep saving the money that you were using to repay the loan each month.

A example should help. You buy a car for $10000 using a three year personal loan for $367 per month. So after three years you own the car and have repaid the loan. So instead of changing the car or using the freed up income for other purposes, keep paying it into a different account for your next car.

After three more years you should have nearly $14000. That should be enough to replace your car with a similar size and model without using a loan. You are then ahead of the game.

All that’s left is to work out how much to save each month for your next car. Just use the following figures;

  • Decide how long you want to keep your new car – 36 months
  • How much it will be worth then – $8000
  • The cost of your next car – $17000

In other words, you need to save 17000 – 8000 = 11000/36 = 305. So allowing for interest on your savings, you should aim to save $300 per month. And I can guarantee that you won’t resent the cost each month, especially when you know it’s going to benefit you and not swell some lender’s profits.

by Stuart Laing

Copyright (c) Get Out Of Debt [http://www.icanhelpyougetoutofdebt.com].

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3 Different Childcare Training Options for Childcare Workers

Childcare training is needed before working as a childcare expert. Whether it will be an educator or an actual care provider for children, being trained with these programs are helpful for these future experts in carrying out procedures needed by kids.

The good thing about these programs is it is possible for people to take three types of programs to meet the school’s requirements. There are different types of programs available for everyone who would like to know more about these procedures.

Online training programs
These training programs are the most chosen by people today especially for those who would like to shift career. Online childcare training programs will be suitable for people who think of taking this course at their own pace. Aside from pace, doing this will also help students take the programs based on their schedules. Some of these individuals are now working and just like to study even if they maintain their current job and in preparation for their childcare career.

Classroom program
People can take this typical training program especially if they want to do laboratory work or practical examinations before working as one of these experts. An instructor will help them train in learning all the needed skills. The good thing about this type for childcare training is it can give students a hands-on experience in doing the job. More options are available for people since it’s a common program that schools offer.

Other types of programs available in the field
Typically, training programs given by schools or other facilities for people who would like to be childcare experts. However, there are also some programs that can be used by parents even while at home. These will help them prepare on various things including emergencies and medical problems. Childcare training programs that focus on these activities will help parents to be more focused even on cases of emergencies while doing needed procedures. These will also be helpful in childproofing a home to prevent accidents resulting to different problems. Usually, these programs can be found from government offices offering childcare.

In conclusion, there are different types of programs that will suit the needs of everyone. Whether they are parents or who want to be a childcare expert, there would always be the right program that will suit their needs. Make sure to search online for different schools and government offices that extend childcare services to the community.

Childcare Training Info Center has everything you need to make your life easier as you begin your career as a childcare professional. The site features state specific training requirements for early childhood education and a step-by-step overview of a typical hiring process, potential employers and interviews to help you get hired. And it also provide a complete range of accredited childcare courses and childcare workers.

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How to Choose a Resume Writing Service

Having an attention-grabbing resume is one of the most important parts of the job search. Your resume and cover letter are your introduction to a potential employer; and without a strong introduction, you may never get another chance to make a good impression. As a result, the success of your job hunt can hang on how well your resume is written.

Maybe you are entering the work force after graduating from college. Or maybe you just need to find a new job. Regardless of why you are looking for work, a skilled resume writer has the power to help you get your foot in the door.

Why Should I Use a Resume Writer?

Resume writing services are more than just a word processing or proofreading service. A resume writer takes your work experience, education, your strengths and weakness, and ties it all up into one little package. Although people usually think of their resume as a simplistic listing of their education and experience, it is actually more like a sales document. In order for your resume to effectively sell you, it not only has to be well written and visually appealing, but also has to present the goods – you – in the best possible light.

Sound easy? Of course not. Why is it, then, that so many people attempt to write their resumes on their own? You wouldn’t try to write a legal contract when the outcome could impact the rest of your life – you would hire a lawyer. By the same token, you should entrust your resume to a professional resume writer.

What Does a Resume Writer Do?

A resume writer’s goal is to convince potential employers that you are perfect for the job. In order to sell your strengths, a resume writer will:

  • Discuss your career focus and gear your resume to your unique goals
  • Choose the best format to highlight your strengths
  • Write an attention-getting summary or list of objectives
  • Use convincing language to maximize your strengths and minimize your weaknesses
  • Personalize your resume in a way that shows you off to your best advantage
  • Make your resume available in different file formats if needed
  • Make changes as necessary

Of course, a resume doesn’t really stand by itself. Your career decisions, where and how you search for jobs, and the quality of your cover letter all impact how your resume is received. In other words, if you are looking for work in the wrong places, or don’t introduce your resume properly in the cover letter, it won’t matter how dazzling your resume is.

Resume writing services often offer a whole package approach to resume writing. To ensure that you land your dream job, your resume writer may offer additional services, such as:

  • Career consultation
  • Job search consultation
  • Cover letter writing
  • Resume distribution
  • Interview preparation

What Should I Look for in a Resume Writing Service?

A good resume writing service is one that offers you everything necessary to get the attention of potential employers. When shopping for a resume writer, you should look for:

  • Convincing literature on their services - Whether you are browsing a website or looking at an informational pamphlet, pay close attention to how convincing the literature is. If they can’t sell themselves, they likely won’t be able to do a good job of selling you.
  • A good reputation - Don’t forget to Google! If a resume writing service is worth its salt, you should be able to find good reports from happy customers. Even more importantly, if they aren’t any good you are almost certain to find complaints.
  • Experience - Your career is in your resume writer’s hands, so make sure you choose someone with experience. If your career is in a specialized field, you might even want to look for a resume writer who specializes in the field – a writing service that knows the industry will also know what its employers look for in a resume.
  • Education - Submitting a resume with errors is embarrassing enough, but when you’ve paid to have it done right it’s downright tragic. Make sure your resume writer is educated and/or certified, so that you can be sure you’re getting your money’s worth.
  • Personal attention - You don’t want someone who is going to simply plug your information into a resume writing program – you could do that yourself. In order for your resume to stand out, it needs a unique touch that can only be achieved if your resume writer has taken the time to discuss it with you.

Of course, when you are shopping for a resume writing service, don’t forget to listen to your gut. You will have to work closely with the writer during the creation of your resume, so it is important to feel comfortable with him or her.

Putting Your Career First

Hiring a resume writer ensures that your resume looks professional and gets attention. Although the expense may seem unnecessary, consider that you have already invested thousands of dollars into your education so that you could simply get to this point. When your entire career is at stake, don’t throw it away over a typo or a passive verb! A resume writing service can help you make your dream job a reality.

Jason Kay is a professional resume writer who contributes to websites such as JobGoRound, which provides career information and advice. Learn the best resume writing tips, cover letter tips, and interviewing tips. Also read resume service reviews and submit your resume for a free resume analysis

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Unlocking Sales Among Untapped Prospects, Engineering Marketing/Sales Processes for Maximum Results

WHAT ARE “UNTAPPED PROSPECTS?


Untapped prospects are a) accounts and sites with the same characteristics as your best customers, but are not in your marketing database, and are therefore invisible to you, and

b) unidentified key player contacts within accounts and sites

you are already targeting who are in the decision-making group for your product or service. These contacts are especially

significant, because they represent a segment of your market you may now believe is visible to you but in fact, is not.

HOW THE STAUTS QUO CREATES BLIND SPOTS


Many marketing and sales techniques in use today practically assure that your company is overlooking major parts of

your available market, missing viable prospects in the part of

the market you are actively targeting.

DATABASE BUILDING BY DRIVE-BY


Sales people, including those that work for channel companies, generally build market knowledge through referrals and drive-bys. A “drive-by” is a situation in which a sales person

is on their way to an appointment and notices a large building

with an impressive logo and thinks, “They must buy what I sell somewhere in there.” The sales person adds the company name to a list of cold-call accounts. When business is slow, they might pull out that list of cold call accounts. Sales management works diligently to keep sales people from spending any time on untested accounts, and that is an absolutely correct posture for them to assume. Ideally, it is a salesperson’s job to close deals, not find and cultivate new opportunities.

RELYING ON LISTS


Rented lists are one of the most common ways that marketing tries to build market knowledge and generate leads on behalf of sales. Have you ever taken the time to look at those lists? Massini Group has, and what we see is not encouraging. We’ve found that even list sources with relatively strict selection criteria can be 50% or more off target from how they were described. If you doubt this, look at the list of respondents

to your latest email or direct mail using rented lists. In one particular case, an enterprise software company found 53%

to 76% of its respondents were “off target”. In another, a

storage systems company found that eight in nine of the respondents was “off target” even though selection criteria were very strict and the source deemed credible. Worse

yet, you have absolutely no leverage to push list owners to develop contacts at accounts that are not presently in their list.

Another appealing source of information to tackle the problem of gaps in market visibility is a commercially compiled list or database. However, like rented data, in and of themselves they are not comprehensive.

A computer hardware company that uses a major provider of IT-installed base data recently estimated that the source had detailed information for just one third of its market.

COMMERCIAL DATA SOURCES ARE AVAILABLE TO YOUR COMPETITION TOO


Also remember that your competition has access to the same commercially available sources. And so does every other company that is marketing and selling any product even remotely similar to yours. This translates to a massive amount of competition for mindshare among the unfortunate individuals whose names appear in those databases.

“AUTOMATING THE PROBLEM” WITH CRM AND SFA


A growing number of companies are investing in CRM or SFA solutions with the expectation that they will improve marketing and sales operations. Unfortunately, these tools generally

only increase the velocity of the status quo. If no specific effort is made to change the culture, improve the methodology

or advance the science of market penetration, then a system

to automate the processes will not help–it will only automate and accelerate a flawed and ineffective process.

In our experience, these tools take significant time to implement and are initially focused on late-stage pipeline accounts and customers, thereby providing no assistance at all to individuals trying to grow their business, generate leads, or meet aggressive sales targets beyond the installed base.

SHEER NUMBERS ARE NOT ENOUGH


No single source of market information can assure you

comprehensive market visibility, coverage and penetration.

But even a variety of sources of accounts, profiles, attributes

and contacts do not necessarily solve the problem. If all of

the sources that you acquire essentially offer overlapping

views of the market, you have not gained a thing, except maybe a false sense of security. For instance, having 100 contacts

at one account and none at 99 other accounts is not helpful.

In another scenario, having detailed knowledge of 10% of

the installed base of a complementary product is necessary,

but not sufficient.

The key is to develop a single data set built from multiple sources, and then develop metrics that illuminate the gaps, both in terms of overall scope and of depth of knowledge. This is an on-going process, and additional sources should be reviewed and added as they become available. The biggest returns are realized as gaps are filled and marketing and sales efforts are directed at the newly discovered accounts and untapped prospects.

FINDING BETTER POINTS OF ENTRY


Tired of fighting to get past gatekeepers? Wouldn’t it be better for you to locate a different individual within the same target company that is not constantly subjected to such a barrage? The response rates that most email, direct mail and telemarketing generate might suggest so. Massini Group definitely believes so. This is not to say such sources of information are not useful. Use them to clarify your vision of the available market, but seek a more fruitful path of entry into the target company.

Most sales process training available today makes it a point

to differentiate between the individual within your target

company that can make the decision and those that prepare

the decision maker to do so. Called the point of entry, or

point of receptivity, this individual lives every day with the pain that you seek to remedy.

Depending on the industry, this individual is probably not

someone whose name appears in SEC filings. But they are

the key to your ability to get your foot in the door. They can identify all of the players in the process and provide your

sales people with the internal intelligence needed to advance the process. Your challenge is to find them. This is where

alternative sources and data gathering techniques should

be used to fill in the gaps left by commercially available

sources of information. For example, by first seeking the

individual with operational responsibility for the solution they were offering, a data warehousing company increased its appointment-setting rate five times over, making it possible

to utilize a face-to-face, scheduled meeting to get past the

CIO’s phalanx of gatekeepers.

INCREASING MARKET VISABILITY: THE MASTER TARGET SITE LIST


The key to successful market penetration lies in exposing untapped prospects by improving the quality of the data

upon which you base your programs. This is not accomplished simply by “buying a better list.” It is done by qualifying existing data, verifying it, identifying and filling in the gaps, and engineering an improved system that allows you to continually improve and augment the data throughout the sales cycle–all while furnishing your sales force with higher-quality, on target leads. The result is greater market visibility in the form of a Master Target Site List that accurately represents your full potential market.

Creating a Master Target Site List is a process, not an event. If your current marketing practices are based on sales-force or third-party data sources, the steps are straightforward:

o Build a comprehensive list of members (sites) in each market segment.

o Assign a value to each member that is shared by sales and marketing.

o Identify and quantify additional information gaps (e.g., incomplete data in title field).

o Methodically gather data to fill the gaps.

o Maximize the value of new visibility to untapped prospects by aggressively communicating to those companies and individuals.

Once developed, the Master Target Site List provides the following critical benefits:

o Guarantees the list contains only those companies your sales force agrees are valuable. Therefore, any time or money spent to develop a lead or sale will be on target in terms of company/site.

o Guarantees you are seeing the entire list of companies or

sites within a given geography that correspond to your target

market criteria. Thus your untapped prospects are minimized, and you are calling on a much greater percentage of the overall market. Each lead will be truly incremental to the current sales force funnel.

o By knowing your entire universe through your Master Target Site List, you are taking a critical step toward being able

to market efficiently and effectively, and in alignment with

the needs and expectations of your sales force.

o Sales force resources are not wasted qualifying leads;

the sales force can concentrate on converting quality leads into sales.

The payoff potential is enormous in terms of the efficiency and

effectiveness of marketing operations, alignment between

marketing and sales, and the ability to rapidly sequence actions based on an objective understanding of the gaps in your

knowledge base.

PROOF: MASTER TARGET SITE LIST = BETTER RESULTS

Example #1: Fortune 1000 Storage Company

ASSIGNMENT: This company was seeking to substantially

increase penetration of their storage products among the

4,000 largest hospitals in the U.S.

MEASURE: Gain initial responses from qualified targets in order to initiate a marketing dialogue.

KEY STRATEGY: Compare traditional direct marketing with the Master Target Site List approach while gaining initial responses. The incumbent approach involved use of direct mail targeted using rented lists. The rented lists had exactly the selection criteria they wanted and were generally known to be the best sources available. The direct mail seemingly produced good results, generating a 4.5% response in a market generally known to produce only 0.5% response. However, of the 450 responses, only 100 actually hit the target list of 4,000. The remaining responses were from a) hospitals that were too small, or b) allied industries (companies selling products to hospitals). Of the 100 in the target list, 50 were from hospitals with previous sales processes underway and thus did not present new sales leads. This left only 50 new hospitals that would be considered “good” prospects for the sales force. Thus, the “successful” direct mail program really only generated that same anemic 0.5% response the market “expects.”

ENGINEERED PROCESSES: Using the Master Target Site

List approach to achieve the same objective, the company purchased an unlimited-use list of contact names and cross-

indexed them with the target 4,000 hospitals. There were

2,500 of the contact names that connected to the target

hospitals. The remaining names, those not on the target list, were discarded for a lack of fit (prior to any further investment by marketing or sales). A telemarketing effort was directed at the 2,500 names, and 900 offers were accepted, representing 600 of the target 4,000 hospitals. All 600 sites were in the Master Target Site List of 4,000 hospitals and none of them had a prior sales force relationship (both of those factors were confirmed prior to the telemarketing effort).

RESULTS: The Master Target Site List approach resulted in

12 times the number of accepted offers by qualified prospects, compared to the previous direct marketing approach.

To further emphasize the value of the Master Target Site List

approach, the cost of the rented list approach was three times the cost of the Master Target Site List of 4,000; therefore, the overall benefit of the target universe base approach in terms of cost-per-outcome was 36 times better than the standard approach.

The tremendous improvement experienced by this company exemplifies the rationale for using the Master Target Site List approach. If you allocate some of your marketing funds to developing and maintaining the complete target universe, your marketing programs will perform better in terms of achieving sales goals, and will easily pay for themselves.

Further Proof: Fortune 500 Computer Company


ASSIGNMENT: A leading direct-sales computer manufacturer had been given aggressive new objectives for the expansion of PC and server sales in several markets: K-12; higher education; state, local and federal government; and healthcare. This

directive came on the heels of this business unit having achieved only 91% of their revenue objective in the previous fiscal year. Massini Group helped their marketing team discover

untapped prospects–the set of prospective customers who were currently not being engaged by their direct sales force. The challenge was to first identify these customers, then form

viable relationships with them, and bring them all the way through the sales process–into the company’s online store

to purchase products.

MEASURE: To meet or exceed sales goals by growing the revenue from the small/midsize segments in excess of targeted levels.

KEY STRATEGY: Rapidly increasing visibility to untapped

prospects through the use of Master Target Site Lists focused on each key market segment.

ENGINEERED PROCESSES: Overall, the company needed to gain control of their complex sales process, and Massini Group teams worked with them to accomplish this goal. A four-phase, end-to-end marketing and sales funnel program was implemented, based on the Massini Group’s Dialogue Strategy.

1. Created Master Target Site Lists (master list of target sites), starting with an extensive analysis of the business unit’s existing sales database. This process confirmed 69%

of their target sites were untapped opportunities–target sites and contacts with which they had not established a measurable relationship.

2. Identified key decision-makers at a much higher

percentage of the Target Sites, using telemarketing assets

(the idea is not to use inside sales resources to create your

Master Target Site List, but to use them later to exploit it).

3. Secured email opt-ins among known decision-makers, by using a combination of telemarketing, direct mail and

email, supported by a Web-based resource center.

4. Followed-up the opt-ins with aggressive e-marketing,

to either cause interested prospects to visit the online store,

or motivate the prospect to establish a relationship with an account manager for near-term sales.

RESULTS: Since the Dialogue Strategy methodology was

implemented in mid-2001, our client has increased their

coverage of targeted sites to 100%, and their

contact coverage (identification of at least one decision-maker at a target site) from 31% to 88%.

Additionally, they converted high percentages of their untapped prospects into partially and fully engaged relationships* with target accounts over the six measured quarters. A significant percentage of those relationships converted into business, and their all-important revenue performance ballooned to over

130% of target.

CONCLUSION


Many companies are experiencing underwhelming sales figures because their database marketing programs only effectively target and sell to one third of their market potential. The remaining untapped prospects must be identified, targeted

and cultivated to produce the sales figures necessary to keep companies competitive.

Developing a Master Target Site List, which includes previously unidentified accounts and sites, and previously unidentified key players, is the key to:

o Increasing market visibility.

o Developing programs that yield a greater number of higher quality leads than traditional marketing and sales-funnel strategies.

This is true whether companies depend on ad hoc sales,

drive-bys, rented lists, internally developed marketing lists,

or automated sales-funnel systems. Combined with the

Massini Group Dialogue Strategy, the Master Target Site List

methodology enables strong ROI, and sales growth superior–by orders of magnitude–to other industry practices.

The net result of this engineered approach is greater market visibility, increased operational efficiency, improved alignment and relations between marketing and sales, and clear action directed by concrete gap analysis.

ABOUT MASSINI GROUP
Massini Group is a full-service Business-to-Business database and relationship marketing firm specializing in complex marketing and sales processes. The company enables clients to gain control of complex marketing processes through the development and improvement of key marketing methods. “Engineered processes” developed by Massini Group can dramatically improve the results of database marketing initiatives, in both implementation time and execution. Massini Group has a proven track record of significantly improving sales results for its clients.

To learn more about how Massini Group helps companies engineer marketing and sales processes for maximum results, visit massini-group.com, or contact Sarah Harrington (503-274-7335) to schedule an introductory meeting with a Massini Group partner.

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Indian Fashion Industry

Colourful fashion trends of India

With the end of the 20th century came the end of all hype which has created a more practical and pragmatic environment and has given a more stable picture of the fashion business.

In the 50s, 60s and 70s, the Indian fashion scenario wasn’t exactly colorless. It was exciting, stylish and very graceful. There were no designers, models, star or fashion design labels that the country could show off. The value of a garment was judged by its style and fabric and not by who made it.

It was regarded as ever so chic and fashionable to approach any unfamiliar tailor, who could make a garment for a few rupees, providing the perfect fit, finish and style. The high society lady, who wore it, was proud for getting a good bargain and for giving her name to the end result.

In 60s, tight ‘kurtas’, ‘churidars’ and high coiffures were a trend among ladies. It was an era full of naughtiness and celebration in arts and music and cinema, manifested by liberation from restriction and acceptance of new types of materials such as plastic film and coated polyester fabric.

The 70s witnessed an increase in the export of traditional materials outside the country as well as within. Hence, international fashion arrived in India much before the MTV culture with the bold colors, flower prints and bell-bottoms. Synthetics turned trendy and the disco culture affected the fashion scenario.

It was in the early 80s when the first fashion store ‘Ravissant’ opened in Mumbai. At that time garments were retailed for a four-figure price tag. The ’80s was the era of self consciousness and American designers like Calvin Klein became popular. In India too, silhouettes became more masculine and the ’salwar kameez’ was designed with shoulder pads.

With the evolution of designer stores in Mumbai, the elegant fashion design culture was a trend among Indians along with their heavy price tags. No doubt that a garment with a heavy price tag was at the bottom stage of fashion. But clients immediately transformed into the high fashion fold where they were convinced that that the word ‘elegant fashion design culture’ means, it had to have a higher price tag.

Garments were sold at unbelievable prices only because the designers had decided to get themselves noticed by making showy outfits and getting associated with the right shows, celebrities and events.

Later, fashion shows shifted to competitive events each attempting to out-do the other in theme, guest list and media coverage. For any newcomer, the fashion business was the number one professional art that time.

In the 90’s, the last decade of the millennium, a move towards the drastic pairing down returned with ethnic wears (Today, ethnic wear market in India is accounted to Rs. 9000 crore). This led to the decline and the recession, the push to sell at any cost and keep staying in the limelight. With heavy cut throat competition and sound awareness of the client, the inevitable occurred. The price tags, which had once reached at a peak, began their downside journey.

At those times the downturn was not only being experienced in the price tags of the garments, but also in the business of fashion shows. More models, choreographers, make-up men, hairstylists and designers streamed down into their business.

The fun and party time in the Indian fashion scenario had not ended with this, but continued. It was a point, where it reached at a certain steady level and from there, in the beginning of the 21st centaury, with new designers and models and some sensible designing; the fashion hype accelerated its speed.

Indian fashion industry spreads its wings globally

For the global fashion industry, India is a very big exporter of fabrics and accessories. All over the world, Indian ethnic designs and materials are considered as a significant facet for the fashion houses and garment manufacturers. In fabrics, while sourcing for fashion wear, India also plays a vital role as one of the biggest players in the international fashion arena.

India’s strengths not only depend on its tradition, but also on its raw materials. World over, India is the third largest producer of cotton, the second largest producer of silk and the fifth largest producer of man-made fibres.

In the international market, the Indian garment and fabric industries have many fundamental aspects that are compliant, in terms of cost effectiveness to produce, raw material, quick adjustment for selling, and a wide ranges of preference in the designs in the garments like with sequin, beadwork, aari or chikkon embroidery etc, as well as cheaper skilled work force. India provides these fashion garments to the international fashion houses at competitive prices with shorter lead time and an effective monopoly in designs which covers elaborated hand embroidery – accepted world over.

India has always been considered as a default source in the embroidered garment segment, but the changes of rupee against dollar has further decreased the prices, thereby attracting buyers. So the international fashion houses walk away with customized stuff, and in the end crafted works are sold at very cheap rates.

As far as the market of fabrics is concerned, the ranges available in India can attract as well as confuse the buyer. A basic judgmental expectation in the choosing of fabrics is the present trend in the international market. Much of the production tasks take place in parts of the small town of Chapa in the Eastern state of Bihar, a name one would have never even heard of. Here fabric making is a family industry, the ranges and quality of raw silks churned out here belie the crude production methods and equipment used- tussars, matka silks, phaswas, you name it and they can design it. Surat in Gujarat, is the supplier of an amazing set of jacquards, moss crepes and georgette sheers – all fabrics utilized to make dazzling silhouettes demanded world over. Another Indian fabric design that has been specially designed for the fashion history is the “Madras check” originally utilized for the universal “Lungi” a simple lower body wrap worn in Southern India, this product has now traversed its way on to bandannas, blouses, home furnishings and almost any thing one can think of.

Recently many designers have started using traditional Indian fabrics, designs and cuts to enhance their fashion collections. Ethnic Indian designs with batik cravat, tie-and-dye or vegetable block print is ‘in’ not just in India but all across the world.

In India, folk embroidery is always associated with women. It is a way of their self expression, and they make designs that depict their native culture, their religion and their desires. Women embroider clothes for their personal use, and the people linked with the pastoral profession prepare embroidered animal decorations, decorative covers for horns and foreheads and the Rabaris of Kutch in Gujarat do some of the finest embroidery. Embroidered pieces are made during the festivals and marriages, which are appliqué work called ‘Dharaniya’. One of the significant styles of Saurashtra is ‘Heer’ embroidery, which has bold geometric designs, woven on silks. The Mutwa women of the Banni area of Kutch have a fascinating embroidery where they make fine embroidery works with designed motifs and mirrors in the size of pinheads, the Gracia jats use geometric designs on the yoke of long dresses. Moreover, the finest of quilts with appliqué work are also made in Kutch.

Garments embellishment with bead work is another area where it in demand in the international market. Beads are used to prepare garlands and other accessory items like belts and bags and these patterns now available for haute couture evening wear too.

According to a survey, in recent times Indian women have given up their traditional sari for western wears like t-shirts and shorts, as they feel more comfortable in skirts and trousers instead of saris and salwar kameez. It’s been noted that women spend just $165 million on trousers and skirts against 1.74 billion dollars spent by men on trousers. With more women coming out to work, the (combined) branded trouser and skirts market has been increasing at a whopping 27 per cent in sales terms. Women feel that Western clothing is more suitable, particularly when working or using public transportation. Many corporate offices are also in favor of their employees wearing Western wear.

In India, Western inspiration is increasing due to the influence of TV and films. Besides, shopping malls selling branded clothes have also mushroomed in India and are fascinating the youngsters. Recently, designer wear is being promoted through store chains such as Shopper’s Stop, Pantaloons, Westside, etc. Companies such as Raymond and TCNS have also set up their exclusive stores for designer wear such as Be: and W.

The market of India fashion industry

Recently, a report stated that the Indian fashion industry can increase from its net worth of Rs 200 crore to Rs 1,000 crore in the next five to ten years. Currently, the worldwide designer wear market is amounted at $35 billion, with a 9 per cent growth rate, with the Indian fashion industry creating hardly 0.1 per cent of the international industry’s net worth.

According to approximations, the total apparel market in India is calculated to be about Rs 20,000 crore. The branded apparel market’s size is nearly one fourth of this or Rs 5,000 crore. Designer wear, in turn, covers nearly about 0.2 per cent of the branded apparel market.

At present, the largest sales turnover within the designer wear segment is about Rs25 crore, with other well-known names having less turnovers of Rs10-15 crore. In view of the prospects of the Indian fashion industry for growth, the figures are not very hopeful.

The figure of fashion industry

o The organized market for designer apparel is about Rs 250 crore

o Designer wear calculates to less than 1 per cent of the apparel market

o The global market for designer wear is 5 per cent of total apparel market

o The global market for designer wear industry is largely dependent on the small-scale sector

o Consumers for designer wear have a yearly household income of Rs 10 lakh-plus. There are 3 lakh such households developing at 40-45 per cent

o Designer wear industry is projected to increase to Rs 1,000 crore by 2015.

o More than 81 per cent of the population below 45 years of the age is fashion conscious.

Many fashion designers and management experts foresee an average growth of about 10-12 per cent for the Indian fashion industry in the coming years. Though, the growth rate could be more than 15 per cent, if infrastructural and other logistical bottlenecks and drawbacks are over come.

India needs more effort to overcome

However, despite the benefits available in India there are also some disadvantages. India is not a remarkable player in the global market with reference to brands because of its inability to add value to products. This is observed by the fact that nearly 50 per cent of its exports are apparel and made-ups where value addition is essential. Likewise, 75 per cent of domestic apparel market is commoditized and unbranded and very few Indian brands do survive in the foreign markets. Evidently, the Indian market has not made a strong stand and hence it is difficult to make Indian brands that can compete with global brands in India.

Another reason for the fashion industry’s inadequate growth is the limited experience of the designers and the platform they are offered. The insignificance stalks from the reality that most of the young talent is hired by the bigger names to work in their studios, thus imprinting their work with the label of the big designers.

Though performing individual presentation is not an alternative choice for most of the young talent, because of the limitation of finance, a beginner designer’s name fails to come to the forefront.

Another thing, with regards to the ramp, is what the designers offer is barely appropriate to be worn ordinarily. You’ll see there’s dissimilarity between what is there on the ramp and what the Page Three crowd wears. Some believe at present the fashion is in, but the tendency hasn’t changed much as it is the old ones coming back. We have had short kurtas, long kurtas, flowing skirts, etc. coming back into fashion with only a new variety of designs.

Many management consultants and professionals believe that the Indian fashion industry will be boosted if the new comers are paid proper attention. What they require is more support so that their work gets due recognition. According to the consultants and professionals there should be a panel of people who choose designers for showcasing according to their work and not their name or who they’ve worked for earlier, and hence selection would be purely based on quality. Besides this, the panel of judges should comprise of people from the fashion schools rather than designers.

It has been observed that the media-hype around the big designers and blatant commercialism has hindered business in the Indian fashion industry. No clear cut picture is provided about the feasibility of the products. Basically it is only the famous names that are being talked of. What they offer is not quite daily-wear. The entire focal point of the industry is on commercialism. The discussion is only regarding how much is sold and for what price and nothing about the designs or styles.

Efforts to develop global fashion brands

It needs innovative designers, a seamless supply chain, control over retail and distribution and concentration of quality while dealing with some image. While a few have accomplished something in the west covering Tommy Hilfiger, Gucci, Zara, Armani, Versace, Ralph Lauren, etc, India has not been capable to track on.

A serious reason for India not being successful has been its isolation in the fashion system. Each stakeholder including designers, exporters, textile players and retail chains need to come together along with the government to make sure that the position of Indian fashion is strong in the coming years.

There are various agencies and industry associations that can support in brand-building practice. Many of these agencies require attractive resources and making a global image of Indian fashion rather than independently trying to promote particular brands or textile segments.

Efforts to create strong global image

Large textiles players require more and more to target on the market facing activities while developing an association with small medium enterprise (SME) clusters. Such kind of networks would be a benefit to that which can focus on demand making and branding as well as for clusters that can focus on quality production.

Efforts to create value networks

After the entry of large retail chains like Wal-Mart, Gap etc in India, Small scale manufacturers in India will find it very difficult to satisfy the demands of these international buyers if they continue to promote their products individually. Therefore, it is very important that value networks are created between large textile and apparel companies in India and small scale manufacturers, so that the marketing muscle of the leading players can be utilized for receiving large orders while the bigger players then assign the orders to the small-medium enterprises according to their past record of quality and service. For this to be put into practice, it will be vital to well-organize the information on small-medium enterprise clusters in a perfect manner so that supplier selection decisions are made according to the information in the long run, only the more efficient small-medium enterprise players survive and develop.

Efforts to concentrate on designers and designs

Designers have a fundamental role to play in the future of Indian fashion scenario. There should hence be an effective process for preparing these designers. This can be done by sponsoring exchange programs with international schools, increasing participations in the fashion capitals of the world, motivating and offering business incubation to new designers and rewarding efforts through proper design awards.

Even in India, well-known designers are incapable to tap finances from well-organized resources, since a vital part of their assets are brands and design talent which are not measured in terms of money and hence it becomes difficult to judge the value. This has severely inhibited their development and capability to raise retail existence across the country and abroad. Likewise, there is no systematic approach of existence in the fashion capitals of the world like Paris, Milan and New York. Due to this, designers have to depend on their personal contacts and relationships for organizing fashion shows and making retail alliances. The French government as well as the British government helps designers of their particular countries appreciably in these areas as they understand that value creation through design is the only way to carry on in the competitive landscape of the global fashion industry. The Indian government and related agencies should also accept this aspect of textile, apparel and fashion industry sincerely if they need to see India on the global fashion map.

Work in collaboration: designers-corporate efforts

Designers and many organizations can work globally through various models and with many working relationships. The Indian fashion industry has many views but only one such model, wherein a designer creates a retail venture with his/her own brand through organized retail chains. There are many other models according to brand ownership and division of operational activities.

Globally, many models of collaboration between designers and corporates are available. For example Ralph Lauren has made an agreement with Jones Apparel for producing and retailing various Polo brands. Likewise, Armani had an agreement with Zegna for production, even while it was competing with them in the marketplace. There are many cases of designer brands being co-owned by the designers and corporates, Gucci-Alexander McQueen and Gucci-Stella McCartney being some of them.

In the end, many designer businesses have been obtained by corporates where designers play a major role in the design elements of the business, but the brand and the organization is owned completely by the corporate.

The current possession of Calvin Klein by Philips Van Heusen and earlier holdings of Hugo Boss and Valentino by Marzotto are some related examples in this segment. These examples strongly point out that not only designers find such relationships important for development, but also corporates find these attractive for rising their profitability and growth. Likewise deals in India could go a long way in developing the brand values of corporates and designers.

Developing clusters

Making common infrastructure for functioning such as design and sampling, affluent treatment, product testing, etc can help in increasing the capability of the clusters since noteworthy investments could be made by the cluster itself rather than any single player.

Well-managed databases can help in decreasing search costs and through data mining, rating of players can be done so as to make the procurement process easier for buyers. Cooperative marketing programs at different clusters can also support players to grow up in the value chain by mixing their strengths within the cluster.

Cluster based battle in the fashion industry is characterized by the Italian industry. The National Chamber for Italian Fashion for example, supports the development of the fashion clusters at Milan and Florence in a well organized manner. Indian industry can learn a lot from Italy because India has a similar cluster based scattered production base, but has been incapable to link it with design and branding capability.

If the above activities are successfully considered, India could have an extraordinary development in the fashion industry, which could increase from a negligible size to Rs 8,000 crore in the coming decade.

Conclusion

In the 50s, 60s and 70s, the Indian fashion scenario was colorful and stylish, in the end of 20th century it was quite subdued and with the beginning of the 21st century it has geared up and is still experiencing the growth with many spectrums of colours. Though this industry is growing at a very good pace, besides achieving a negligible share in the global market, still it needs to make severe efforts to stand amongst international fashion market in various aspects.

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